PRESENTATION

ON
BANKING SECTOR

PRESENTED BY:
Rajnish singh & Abhishek kumar

INTRODUCTION

Bank is any financial institution which accept

deposit & provide loan from individual ,group of
person or company.
Banking is functioning of above mentioned works.

INTRO:
The Indian banking sector has emerged as one
of the strongest drivers of Indias economic
growth.
Banking sector control price & inflation & also
Increase GDP
The Indian banking sector is a mixture of public,
private and foreign ownerships.

STRUCTURE:

RETAIL
BANKING

WHOLESALE

BUSINESS

TREASURE

BANKING

DIVISION

BANKING

OTHER
BANKING

BANKING DIVISION
Retail banking - Loans to Individuals (Auto loan,
Housing Loan, other personal loan) or small
businesses.
Wholesale banking Loans to Mid and Large
corporate (Working Capital loans, Project finance,
Term loans)
Treasury Operations Investment in Equity,
Commodities, Mutual Funds, Bonds, Trading and
Forex operations
Other Banking Businesses Merchant Banking,
Leasing business, Hire purchase, Syndication
services etc.

Role of banks in Indian Economy

Banking system plays a very significant role in the
economy of a country. - Today, the banking sector is
one of the biggest service sectors in India.
The sector has performed the key functions
of providing liquidity and payment services to the real
sector
banking sector has contributed to the process of
economic development by serving as a major source of
credit to households , government , business and to
weaker sectors of the economy like village and small
scale industries and agriculture.

Nationalised banks of India

Public sector Banks -21

SBI & associate Banks -6

Regional rural banks -80

Private-sector Banks -19
Foreign Banks -32

List of some merged Banks

Bank of Rajasthan merged with ICICI Bank in 2010.
Bharat overseas Bank merged with Indian overseas
Bank.
Global trust Bank merged with Oriental bank of
commerce.
Centurian Bank merged with HDFC Bank.
State Bank of Indore merged with SBI in 2010. etc.

TOP 10 BANKS OF INDIA

State Bank of India

HDFC Bank
Axis Bank
BANK OF India
Punjab National Bank
Bank of Baroda
ICICI Bank
Union Bank of India
Citibank
Canara BANK

Market share
Indian financial sector has traditionally been bank
based. The banking sector has so far played a
seminal role in supporting economic growth in India.
The assets of the banking sector have expanded
nearly 14 times from ` 7.5 trillion at end-March 1998
to ` 98 trillion at end-March 2013.
The non-food credit has expanded by more than
14 times from ` 3.1 trillion 1998 to ` 65.30 trillion during
the same period.

OPPORTUNITY
Even after 68 years of independence 68% of
population not connected with banking.

Prime Minister Narendra modi launched Jan dhan

yojna, which promises a Bank account for every
Indian house hold
BY 2015 30-40% of bank employees are about to
retire. It means we can expect 4lac new jobs in
banking sector.