RAJASTHAN

INITIATIVES
INCLUSIVE APPROACH
ON
HOUSING
IN
URBAN SECTOR

PRESENTATION BY
G.S. Sandhu
Additional Chief
Secretary
Urban Development,
Housing & Local Self
Govt.
Rajasthan
12th April,2013
GOVT. OF RAJASTHAN

RAJASTHAN FACTFILE

Major
Cities

Jaipur, Jodhpur, Udaipur,

Kota, Ajmer, Bikaner,
Bhilwara, Alwar,
Bharatpur

Area

342,000 sq km
Largest State in
India

Populati
on

68.62 million
(2011)

State
Capital

Jaipur

Districts

33

Urban
Populati
on

23.38%

Cities
and
Towns

222 (census
towns)
184 ( Municipal
towns)

Populati
on

201 persons
per
GOVT. OF RAJASTHAN
square
km
2

RAJASTHAN WHERE CITY PLANNING IS A TRADITION

Jaipur , Jodhpur, Jaisalmer , Udaipur, Bikaner etc are
internationally known for its urban planning and architecture.
The rulers of erstwhile princely states of Rajasthan patronized
wide roads, excellent infrastructure, recreation areas, public
parks etc. & traditional building art and artisans which made
Rajasthan rich in heritage buildings, monuments & PLANNED
WALLED CITIES.

GOVT. OF RAJASTHAN

HOUSING SCENARIO
CATEGORY WISE HOUSING SHORTAGE

ALL INDIA
RAJASTHAN

18.78
MILLION*
1.07 MILLION

* 56% shortage in EWS and

40% shortage in LIG
category.

GOVT. OF RAJASTHAN

GOVT. OF RAJASTHAN

1.0 Master Plans for all Urban Areas

2.0 Rajasthan Township Policy 2010
3.0 Slum Development Policy - 2012
4.0 Land Conversion Rules U/S 90-A
5.0 Model Building Regulations(All ULBs) 2010/13
6.0 - Policy of Transferable Development Rights 2012
7.0 Prashasan Shehron ke sang Abhiyaan 2012
8.0 - Affordable Housing Policy 2009
9.0 - Project of Mass Housing in 50 Cities/Towns
10.0 - Mukhyamantri Shahari BPL Awas Yojana
GOVT. OF RAJASTHAN

Highlights
of
Policy Initiatives

GOVT. OF RAJASTHAN

Master Plans for All the Cities/Towns

In 2009 Only 65 Towns had Master Plans..
The State Government took a decision to
prepare Master Plans for all the 184 ULB towns
through outsourcing.
Now Rajasthan is the only state where all 184
ULB towns have Master Plans / Land use Plans.
Residential Land use sufficiently earmarked in
all the towns looking to population projections in
next 25 years Areas also reserved for Affordable
Housing Close to Industrial areas / Major work
centers.
GOVT. OF RAJASTHAN

Affordable Housing Policy - Approach

Role of Public sector Model no.1
RHB Schemes 50% EWS,LIG and 20% MIG A
Urban Local Bodies Schemes 25% EWS,LIG and 20%
MIG A
Role of Private Sector 15% of Plots in any township
for EWS,LIG Group Housing Project 5% of FAR for
EWS,LIG
Public Private Partnership Model no.2,3,4 and 5

GOVT. OF RAJASTHAN

AFFORDABLE HOUSING POLICY - 2009

TARGET

Initial target of over

1,25,000 houses for
EWS, LIG and MIG
category in 5 years
Target revised
upwards to 5.0 lakhs
houses looking to over
whelming response
from private
developers

GOVT. OF RAJASTHAN

10

AFFORDABLE HOUSING POLICY 2009 Public Private

partnership Models

Model No-2:
Private developers on Private land : Buy back by the Govt.

Selected developers to take up

construction of EWS/LIG/MIG-A
flats
(G+2/G+3
format)
on
minimum 40% of the total land
for EWS/LIG & 12% for MIG A.
Built up EWS/LIG/MIG-A flats to
be handed over to the nodal
agency (Rajasthan Avas Vikas &
Infrastructure Limited) at predetermined
prices,
to
be
allotted
to
the
eligible
beneficiaries.
Developer free to construct MIG-

GOVT. OF RAJASTHAN

11

AFFORDABLE HOUSING POLICY - 2009

HIGHLIGHTS OF THE POLICY

ULBs to identify private lands for acquisition and set apart for construction
of houses to the developer
cost of acquisition +10% shall be payable by the selected developer
Land owners whose lands already under acquisition for residential
schemes of Development Authorities / UITs /ULBs. may be used for creation
of stock under Affordable Housing Policy like in Model No.2.

52% of the land will be used for EWS/LIG/MIG-A as per Model No: 2 of the policy
Remaining 48% land allowed to be used for HIG and other category of flats .

GOVT. OF RAJASTHAN

12

AFFORDABLE HOUSING POLICY - 2009

HIGHLIGHTS OF THE POLICY

Model No-4:
Private developers on Government land:
Free land by Govt. in lieu of constructed
houses
(For Rental housing or outright sale basis)

The ULBs to offer Government Land for construction of

EWS/LIG flats through open bidding process.
Land is offered free of cost but the bidding parameter is the
maximum number of flats offered by the bidder
The developer offering the maximum Flats is awarded the
project.

GOVT. OF RAJASTHAN

13

HIGHLIGHTS OF THE POLICY

AFFORDABLE HOUSING POLICY - 2009

Model No-5

Slum Housing : on PPP Model

To encourage PPP Model for Slum Redevelopment
Slum Development Policy issued by the State Government on
22.08.2012..
Slums situated on Govt. land as well as on private lands can be
taken up for Redevelopment
Several incentives FAR 4.0 , Commercial 10% , High rise
permitted on developers segment

GOVT. OF RAJASTHAN

14

AFFORDABLE HOUSING POLICY - 2009INCENTIVES TO THE

DEVELOPER
FAR DOUBLE OF THE PERMISSIBLE FAR,
FACILITY OF TDR AS PER TDR POLICY
COMPLETE WAIVER OF 1. EDC
2. BUILDING PLAN APPROVAL FEES,
3. CONVERSION CHARGES
COMMERCIAL USE UPTO 10% OF PLOT AREA
FAST TRACK APPROVAL OF THE PROJECT
BUY BACK OF THE FLATS BY THE NODAL
AGENCY OF THE STATE GOVT. AT PREDETERMINED PRICE i.e Rs 750 /* per sq ft
ON SUPER BUILT UP AREA for EWS/LIG & Rs
1000/- per sq ft for MIG-A
(*Price revised to Rs 850.00 per sq ft looking
to extra ordinary rise in construction cost .)
GOVT. OF RAJASTHAN

15

Benefits
AFFORDABLE HOUSING POLICY - 2009

to the Allottees

Land Cost
- nil
Ceiling cost of EWS flats
- Rs. 2.40 lacs
(Revised 2.75 lacs)
Ceiling cost of LIG flats
- Rs. 3.75 lacs
(Revised 4.25 lacs)
Super Builtup area of EWS
- 325 Sqft ( 2
rooms, kitchen, WC, bath)
Super Builtup area of LIG
- 500 Sqft ( 3
rooms, kitchen, WC, bath)
Super Builtup area of MIG-A
- 700 Sqft ( 2BHK
Flat )
Bank loan to be made available to Beneficiaries
Stamp Duty for EWS flat
- Rs. 10.00 per
flat ( 8% earlier)
Stamp Duty for LIG flat
- Rs.25.00
per
GOVT. OF RAJASTHAN

16

AFFORDABLE HOUSING POLICY 2009- ELIGIBILITY FOR

DEVELOPERS

17

Any developer fulfilling the following criteria will be eligible to

apply under various models.

Experience in building construction works for at least three years with

good track record of quality construction works.

Total net worth (Reserve & Capital) of last three years (of the company or
its sister concern or consortium) equivalent to at least 10% of the project
cost (excluding land cost) i.e. cost of proposed EWS/LIG houses.

under model no.2, the developer should hold at least 5.0 acres of land in
the concerned

The developer should have executed minimum 2.0 acres of Residential or

other type of Development in a single project during the last 3 years. (As a
developer or builder or as construction agency)

Joint venture or Special Purpose Vehicle by private developers will also be

eligible under the Policy.
GOVT. OF RAJASTHAN

17

AFFORDABLE HOUSING POLICY - 2009

Criteria for Site Selection for Affordable Housing

Schemes
Site to be selected / approved should
preferably be in the vicinity of existing
infrastructure, so as to minimize delay and
cost in extending various services to the
scheme area.

Proper Approach.
Availability of Local Transport.
Availability of Water & Electricity.
Primary School to be in near
vicinity.
Primary Health Center facility

GOVT. OF RAJASTHAN

AFFORDABLE HOUSING POLICY 2009

SCHEME

FACILITIES IN THE 19

SEWERAGE TREATMENT PLANT

WASTE WATER RECYCLING
PARK 5% OF TOTAL BUILT UP
AREA
PARKING FOR TWO WHEELERS
IN EWS/LIG AND FOUR WHEELERS
IN MIG-A AREA
GATED COMMUNITY/SECURITY
LIVELIHOOD CENTRE 1% OF
TOTAL BUILT UP AREA
SCHEME OF SWARN JAYANTI
ROJGAR YOJANA FOR TRAINING
WOMEN
GOVT. OF RAJASTHAN

19

AFFORDABLE HOUSING POLICY - 2009

20

Time allowed for completion of the

TIME ALLOWED FOR COMPLETION OF THE

project as follows:PROJECT.
EWS/LIG flats 200 nos.

- 01year

EWS/LIG flats 400 nos.

- 02years

EWS/LIG flats 600 nos./above - 03years

THIRD PARTY INSPECTION FOR QUALITY
ASSURANCE
If the developer completes EWS/LIG flats
within the scheduled period without getting
any extension, the developer will get extra
incentive of 0.5 TDR/FAR after obtaining
completion certificate from the nodal
agency.

GOVT. OF RAJASTHAN

20

AFFORDABLE HOUSING POLICY - 2009

FINANCING MODEL IN THE POLICY

RAJASTHAN AVAS VIKAS &
INFRASTRUCTURE LIMITED Nodal agency
for implementation of the policy
HFCs/Banks
involved for loan to the
benefeciaries.
Escrow account between Local body
Developer Beneficiary- To ensure
Stagewise Payment to developer
VAT exemption
Allotment/lease deed of the flat-directly
mortgaged to the bank.
Extra comfort to the banks by ULBs in case
of default- possesion of the flat to be taken
&
re- alloted to next benefeciary.
Payment to be made to Bank BY ULB hence
ZERO Risk to Banks
GOVT. OF RAJASTHAN

21

AFFORDABLE HOUSING POLICY - 2009

FINANCING MODEL IN THE POLICY CREATION OF

CORPUS /RESERVE FUND

Dedicated Reserve/Corpus Fund of Rs 100.00 cr

created in RAVIL for providing finance to the
developer on the executed work so that stage wise
payment to the developer is not delayed.
The Fund to be raised upto Rs 500.00 cr depending
upon future requirements

GOVT. OF RAJASTHAN

22

23
HOUSING FINANACE IMPORTANT INITIATIVE

DEDICATED HOUSING FINANCE COMPANY FOR

RAJASTHAN
Joint venture of IFCI, NHB AND
STATE GOVT. To provide easy
housing loan to persons with
income group of 8000
20,000 per month
FIPB Approval Awaited.
Micro financing companies to
be involved for housing loan
to persons with lesser income.
MOU SIGNED TRIPARTITE AGREEMENT
BETWEEN THREE SATKEHOLDERS

GOVT. OF RAJASTHAN

23

AFFORDABLE HOUSING POLICY - 2009

Role of NGOs:
Identification of beneficiary ( footpath
dwellers, taxi & rikshaw dwellers, etc. )
information to the beneficiary about

governments Affordable Housing Initiatives.

Helping him/her in filing of application form

for allotment and in all after procedures like

giving information about dues, registry and
procurement of housing loans from
Bank.House loan under ISHUP being
sanctioned by the Banks
Providing information about Self

Employment Schemes.
GOVT. OF RAJASTHAN

24

AFFORDABLE HOUSING POLICY - 2009

ACTION ON IMPLEMENTATION OF POLICY

Model No. - 1 Mandatory provision
More than 15,000 flats/plots reserved in schemes of
RHB/Urban Local bodies / Private developers
Model No. - 2 On private land
Phase I : Work on 14 projects having more than
14,000 houses in 8 Towns at completion stage.
Phase II : 24 projects in 13 Towns approved and
registration for more than 21,000 houses received.
Phase III : 18 Developers have submitted their
expression of interest for more than 18 Towns.
Model No. - 4 - On Government land
JODHPUR DEVELOPMENT AUTHORITY and UIT KOTA
work at completion stage for more than 5,000 houses.
GOVT. OF RAJASTHAN

25

Project of Mass Housing in 50 Cities/

Towns
To undertake large scale Low Cost Housing projects for EWS & LIG category on
the Government lands situated in about 50 cities/Towns being offered to
Developers.
Out of total land parcel, EWS/LIG/MIG A housing to be constructed on 75 percent
of the area, remaining 25 percent of the land will be allotted to developer, free of
cost to cross-subsidise the cost of dwelling units.
Bidding by developers is to quote per sqft rate with maximum ceiling rate is Rs.
1000.00 per sqft.
incentives viz- FAR (2.25) (without betterment levy), complete waiver of Building
plan approval fees, commercial use upto 10% of land area.

GOVT. OF RAJASTHAN

26

MukhyaMantri Shahari BPL Awas Yojana

Honble CMs Budget Announcement 2012-13 - To
fulfill Social Commitment of providing housing to
the persons below poverty line
A direct subsidy of Rs 75,000.00 to BPL family To
construct One Room unit.
Additional subsidy of Rs 5000.00 for construction
of Toilet
30 sq mt plot to be allotted free of cost
Beneficiary allowed to construct his house
Homeless persons , persons having less than 25
sq mt built up area or kutcha houses in the BPL list
are eligible for the subsidy.
1.0 lac houses / year to be constructed
Rs 500.00 cr loan (per Year)being taken from
HUDCO
GOVT. OF RAJASTHAN

27

RAJASTHAN TOWNSHIP POLICY 2010

28

Township Policy to promote Integrated Schemes in Private

Sector
Several incentives being offered to developers having
townships on 10.0 ha or more area of land
Special Townships IT Township , Educational Township ,
Industrial Township , etc are also permitted
Affordable Housing on Land Under Sick Industrial units
15% of plots to be reserved for Affordable Housing in each of
the township schemes
Government land falling within the Township area can also
be allotted if 75% of land is under possession of developer
Clubbing of two or more adjoining schemes also allowed

Process of approvals simplified under Sec. 90 A of

Land Revenue Act
with maxYOU
limit of 45 days
THANK
GOVT. OF RAJASTHAN

SLUM DEVELOPMENT POLICY

2012
The Private developer may take up the
redevelopment project on any slum
identified by the Local Body or
interested developer may also identify
other suitable slum / slums which can
be taken up for redevelopment after
obtaining consent from slum dwellers
Slums situated on private lands can
also be taken up subject to conditions
i.e. Consent from slum dwellers and
private land owners , projects can be
taken up on mutually agreed terms with
land owner and local body
GOVT. OF RAJASTHAN

TRANSFERABLE DEVLOPMENT RIGHTS POLICY 2012

Rajasthan , The only State in North India to implement
TDR Policy
Tool for creation of facilities without Land Acquisition
a. Development of Affordable houses under State
Affordable Housing Policy in lieu of Floor Area Ratio
(FAR) granted as per the Policy.
b. Development of Green spaces- Parks/ Open
Spaces/Playgrounds /Water Bodies etc. as per the
provision of Master Plan/ Sector Plan.
c. Development of Master Plan/ Sector Plan roads
including road widening
d. Development of Public Parking lots,
e. Development of City level Facilities/other public
purposes as per Master Plan proposals.
f. Slum rehabilitation scheme under Slum
Development Policy 2012.
g. In lieu of land surrendered for other purposes as
specified by the State Government.
GOVT. OF RAJASTHAN

30

31
PRASHASAN SHEHRON KE SANG ABHIYAAN 2012

A Special Campaign to provide relief to persons

living in Urban Areas with an Human centric
approach
Regularization of Unauthorized colonies existing on
Agriculture land in Urban areas
Title to plot holders A major relief to provide Housing
An Unique experiment of involving Dedicated Consultants in
each of ULB to provide Technical support in Town Planning and
Engineering field

More than 5000 Layout Plan got prepared

About 2.0 lacs title deed issued Plot holders can
now construct houses and also get house loan etc.
Title deed to Slum Dwellers Over 30,000
THANK
YOU
Building Plan Approvals

GOVT. OF RAJASTHAN

32
ISSUES TO BE CONSIDERED TO PROMOTE AFFORDABLE HOUSING

LUKEWARM RESPONSE OF THE BANKS TO PROVIDE HOUSE LOAN TO

EWS/LIG CATEGORIES
LOW SANCTIONS/DISBURSEMENTS - ONLY 48% OF THE APPLICATION
SANCTIONED AND 25% DISBURSED UPTO MARCH,2013
LOW LOAN AMOUNT ONLY Rs 1.0 LAC FOR EWS LEAVING A BIG GAP
TO MEET THE COST OF HOUSE WHICH IS Rs 2.75 LACS
SUBSIDY UNDER RAJIV AVAS YOJANA TO BE EXTENDED TO PROJECTS
UNDER THIS POLICY
ENVIRONMENT CLEARANCE DELAYS AFFORDABLE HOUSING
PROJECTS
STEEP INCREASE IN COST OF BUILDING MATERIALS Ex. CEMENT BAG
FROM Rs 170 TO 300 PER BAG STEEL Rs 35 PER KG TO 50 , LABOUR
WAGES FROM Rs 150 TO 300 UNSKILLED AND Rs 300 to 500 SKILLED
INCOME TAX /SERVICE TAX EXEMPTIONS NEEDED
GOVT. OF RAJASTHAN

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGION33

M/s Sintex Industries (Behind Pink Pearl) Jaipur 432 Units

GOVT. OF RAJASTHAN

33

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGION34

M/s Siddha Infra Project (Jaipur) 400 Units

GOVT. OF RAJASTHAN

34

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN CHAKSU

35

M/s PATNI BUILDERS PVT. LTD. (CHAKSU) 1880 Units

GOVT. OF RAJASTHAN

35

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES

36

GOVT. OF RAJASTHAN

36

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITE JODHPUR MODEL NO.

374

ARIHANT BUILDERS JODHPUR 1300 UNITS

GOVT. OF RAJASTHAN

37

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGION38

M/s Sintex Industries (Behind Pink Pearl) Jaipur

GOVT. OF RAJASTHAN

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN CHAKSU

39

M/s PATNI BUILDERS PVT. LTD. (CHAKSU)

GOVT. OF RAJASTHAN

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITE JODHPUR MODEL NO.

404

ARIHANT BUILDERS JODHPUR

GOVT. OF RAJASTHAN

41

Bakliwal Builders Kota EWS Flats

GOVT. OF RAJASTHAN

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES

42

GOVT. OF RAJASTHAN

42

43

Bakliwal Builders Kota LIG Flats

GOVT. OF RAJASTHAN

44

THANK YOU
GOVT. OF RAJASTHAN