Business Benefits of

Cashless Economy
Kenya Single Window and
international examples
Donald Lim-Fat
Consultant to KenTrade

Agenda
Business and Payment Transactions
Kenya Single Window for
International Trade
ePayments
ePayment Implementation examples:
Japan and Mauritius
National Payment Gateway Design

Business and Financial

Transactions

BRIEF ON KENYA SINGLE

WINDOW FOR
INTERNATIONAL TRADE

KRA
Payment Gateway

Kenya Revenue
Authority
KEBS, KEPHIS,
PGAs,

CFS, ICD

Ship
Agent

Freight
Forwarder

KNESWS

Importer /
Exporter

KPA, KAA

Bank /
Insurance Co.
Clearing Agent

KNESWS Features
Integrates to Systems of 7
government entities: Customs,
Manifest, ePayment, Port, Standards,
Plant Health, Pharmacy
Data Integration: Sea Cargo Manifest,
Air Cargo Manifest, Courier,
Certificate of Conformity

Desired Outcome
Simplify and Streamline international
trade procedures
Reduce time and cost of trade
Set standards and Predictability
Improve Transparency
Savings to Kenya economy Ksh 2.3
billion

National and Regional

Competitiveness

KRA
Payment Gateway

Kenya Revenue
Authority
KEBS, KEPHIS,
PGAs,

CFS, ICD

Ship
Agent

Freight
Forwarder

KNESWS

Importer /
Exporter

KPA, KAA

Bank /
Insurance Co.
Clearing Agent

ePayment
Major step within trade procedures
Payment

KRA for Customs Duties and VAT

Permits and Levies to Government
Regulatory Agencies

Using KRA Payment Gateway

Electronic invoice to banks
Payment mPesa, cheque or cash

IMPLEMENTATIONS IN
MAURITIUS AND JAPAN

5. Receive Notification of
Payment and Authorise Release
of Goods

MACSS
4. Deposit funds to MRA
Acct at Central Bank &
Confirm payment complete

Mauritius Revenue
Authority

CFS, ICD

Mauritius Single Window

And ePayment
Ship
Agent

Freight
Forwarder

KEBS, KEPHIS,
6. Receive
PGAs, Notification of
1. Invoice Goods Release
Duty Payable
Container
Terminal

KNESWS

3. Validate funds avail

send ePayment
Instruction to MACCS
2.ePayment
Instruction
Bank

Importer /
Exporter

6. Receive Notification of
Goods Release

Clearing Agent
6. Receive Notification of
Goods Release

ePayment in Mauritius
ePayment via Single Window feature
extended to other Government ePayments
VAT
Corporate Tax
PAYE
National Pension Contribution
Airline Levies

67% of government revenue collected via

MNS ePayment and MACCS

Japan
ePayment

Cashless Transactions Japan

Value
74.7% (US$ 71 billion) National Treasury
14.2% (US$ 13.5 Billion) local
government
11.1% (US$ 10 billion) private sector

Volume:
21% (13.2 million) National Treasury
18.4% (11.4 million) local government
60.6% (37 million) private sector

DESIGN FOR NATIONAL

PAYMENT GATEWAY

Expectations of Cashless Payments

Convenience
- Anytime
- Anywhere
-Any Channel
Secure
Efficient
Final
Traceable
Secure

Design for National Payment

Gateway
Supports all available payment
instruments
Open and Neutral accessible to all
payment service providers
Payer chooses mode of payment
Integrates with National Payment
System