Chetana Hazarimal Somani College

Of COM. &
Eco. & Smt. Kusumtai Chaudhari
College Of Arts
Topic:-

Different Investment Avenues And

Its Practical Impact

Class:-Sybfm
Group No:- 01

Presented
To:-

Prof. Ritesh
S.

Group Members:Name

Roll No.

Rakhee G.

211

Rahul G.

213

Neha P.

224

Rukhsar S.

233

Dipti S.

237

Nidhi S.

243

Aarti Y.

248

Table Of Content

Introduction To Investment
Objectives Of Investment
Investment Avenues And Their Characteristics:The three types of investment
Investment Avenues:Types of money market instruments
Options related to equity shares
Miscellaneous investment options
Practical Impact

Introduction To Investment
Investment may be defined as deployment of funds made
with an anticipation of earning some return.
Investment is also likely to be uncertain.
The return on investment is variable in nature.
The variability of return is called risk
Return and the risk associated with the return are
the two factors associated with any investment.

Objectives Of Investment
For any investor, the Objectives of investment can be
stated as under:
Maximization of return (for the given level of risk)

Minimization of risk (for the given level of return)

Hedge against inflation

Investment Avenues And Their

Characteristics

Investments can be broken into three basic groups:Ownership

Lending

Cash equivalents

Investment Avenues
Money market instruments:
Types of money market instruments :
Traditional instruments:1. Treasury Bills
2 . Money at Call & short notice
3. Bankers Acceptance


1.
2.
3.
4.
5.

Modern Instruments:Commercial Papers

Repo Instruments
Money Market Mutual Fund
Inter- Corporate Deposits
Euro Dollar

Options Related To Equity Shares

Limited Partnership
Private Placement
Dividend Reinvestment Plan (DRIP)
ADR, GDR And IDR
Preferred Stock
Hybrid Securities

Miscellaneous Investment Options

Real estate as an investment option
I. Capital appreciation
II. Risk
III. Liquidity
IV. Convenience
Antiques
Wine
Coins

Gold
Arts & Paintings
Provident Fund
Mutual Funds
Post Office Savings Account
National Savings Certificate (NSC)

Practical impact
Personal Finance: Myself A, Private Employee working from
2 years and nothing saved till now because of family monthly
commitments, I have applied for personal loan and want to make
a best of best use of it to pay off the interest of Loan and make
some saving too.
What do I need to consider when purchasing life insurance?
What is diversification and why is it important?
How to save Rs.1 lakh

Conclusion
Investment avenues differ from every individual for he/she
has
different risk return perspective.
The practical impact depends upon factors like age, income,
risk bearing capacity, inflation rate.
Investing early for sunset concept has finally dawn upon
todays investors mind.

THANK YOU