SAMADHAN BANK

PRESENTED BY:
Arshi Rathore 14BSP2241
Pooja Khona - 14BSP2022
Vikram Gite -

14BSP2209

Neel Kungwani 14BSP0849

Introduction
Samadhan

conglomerate is one of the groups to be

awarded the banking license.

Samadhan
Oil

group is in the areas of :

exploration.

Manufacturing
Electric
The

steel.

transformers and consumer goods.

total turnover of group is 100,000 crores.

They

plan to invest 1000 crores as seed capital and IPO

for another Rs. 1000 Crore after 18 months of operation.

Marketing strategy for getting customer and

business on urban and rural areas and types of
products are offered
Marketing Strategy
Innovation

products offered

Personalized
Stay
Ask

services given to customer

connected with the customer

for referrals

Measure

and Rewards

Types of products
Bank Accounts
Loans
Mutual Funds
Credit/Debit cards
etc

Guidelines for selecting core

banking
A core

banking system is the software used to support a

banks most common transactions.

Elements
Making

of core banking include:

and servicing loans.

Opening

new accounts.

Processing

cash deposits and withdrawals.

Processing

payments and cheques.

Calculating
Managing

interest.

customer accounts.

Maintaining

records for all the banks transactions

Booking

Accounting Entries

of a Loan:

Issue of Cheque:

In Case of Cash:

Account Closure:

Interest Accrual for Current and Saving Account:

No disruption of service
Personalised
Good

service

ATM networks

Attention

to privileged customers

Avoiding

longer waiting hours for the

customers

Making

customers aware about the different

investment opportunities.

What services that you will provide

via internet and mobile banking?
Access

to wide variety of transaction such as utility

bills, funds transfer etc.

View

bank account/credit card balances and

transaction at your convenience.

Create

and Manage fixed deposits.

Request

for E-statements.

Stop

payment of cheques and order for new

chequebooks.

Redeem
Mobile

Bonus reward points.

banking service offered over SMS called SMS

banking.

One of the strategies of the bank is

to make the bank paperless in
customer dealings. What are the
steps you will take to make the bank
paperless??
Opt

out of Paper statement

Online
Paper

Bill Payments

Banking Machine

-Swipe and withdraw

-Swipe and deposit
E-

pass book

Please enumerate the criteria you will

use for choosing ATM locations for your
bank
High

Foot traffic

Location
Other

ATMs in the vinicity

Nearest
Ease

popularity

Bank ATM

of servicing an ATM

Competition

Factor(if there are multiple ATM in the

same location)

It is Diwali time and your branches have

got their cash estimates wrong? How will
you ensure that customers demand for
money is not impacted?
In

case if any borrower requires higher investment than

already sanctioned, Branch should review the account for
additional limit considering the techno economic viability as
and when necessary even the date for review exercise is not
due

Loans

should be given in such a way that for a limited time

period (in the month of Diwali) the interest should be
charged high

This

will reduce the amount of loan customers will take and

eventually the bank wont spend much on giving loans even
at the time of festival

How will you ensure that you do not have

fraudulent people employed in the bank? How
will you ensure that the data and customers
confidentially is protected in the bank?
The

annual review of accounts should be done before due date as per

extant guidelines

Branches

have to conduct pre and post sanction inspection from time

to time as per extant guidelines and satisfy about end use of funds

Regular

auditing of branch should be done so that there is less

chances of any fraudulent cases

Zonal

office should take a complete check on all the transactions

made every month

Continuous
Proper

monitoring

and continuous Hardware and Software maintenance

What are the tie ups or partners that you

envisage will be required during the first
three years of banking services
Professional

service provider for identification of prospective

customer
Print

and electronic media

Tie-ups

with

Corporates
Co-operative
Educational
Local

banks

institution

distributors

What are interbank activates in

which you think the bank will
participate?
Credit
Call

worthiness by compliance officer

money

Currency

transaction

What are the different channels

through which you will allow
customers to connect to bank?
Branch
Telephone
ATM
Internet

What are different banking

channels and services that the
bank will be offering to customers?
Banking Channels
Branch
Call

Office

centre's

Electronic

Channel
Banking Services

Fund

Transfer

Opening
Issue

Bank Accounts

of Demand Draft

RTGS/NEFT

THANK YOU