HYBRID EQUITY ORIENTED

These funds are more tilted towards equities i.e.

they have more exposure to equities then
debt.
For risk averse investor these funds may fall in very
high risk category but in general they are an ideal
investment options for long term.
For first time investors looking to take exposure in
equities for long term balanced funds are advisable
option.
Since balanced funds have equity exposure of more
than 65% they are treated as equity investment.

EVALUATION
TOP 3 SCHEMES
1) SBI Magnum Balanced Fund
2) Tata Balanced Fund Regular Plan
3) L&T India Prudence Fund

SBI Magnum Balanced Fund

Investment Objective

Earlier known as Magnum open-end,

the scheme seeks capital
appreciation from a balanced
portfolio of equity and debt
securities.

PERFORMANCE

YTD

Fund

5.66

VR
Balanced
Category

3.82
2.49

-2.54

1.64 -6.28

-1.10

2.14

1.58

13

35

20

72

83

82

Rank
within
Category
Number of
funds in
category

1Month
-0.84

3Month
3.05

1Year
6.01

3Year
19.5
7
9.16

5-Year
12.25

10Year
13.90

5.76

10.00

9.86

12.09

14.3
3
2

10

71

30

27

21

PEER COMPARISON
Fund

Rating

Launch

SBI
Magnum
Balanced
Fund
Franklin Ind
ia Balanced
Fund
HDFC Balan
ced Fund

Dec-1995

1-Year 3-Year Ret 5-Year Ret Expense Assets

Ret
Ratio (%)
(Cr)
6.01
19.57
12.25
2.47
2,770

Dec-1999

3.83

18.13

12.24

2.75

736

Sep-2000

1.56

19.40

13.66

2.13

4,661

ICICI Pruden
tial Balance
d Fund - Reg
ular Plan

Nov-1999

0.65

18.48

14.04

2.38

2,483

Tata Balance
d Fund - Reg
ular Plan

Oct-1995

4.45

19.00

14.03

2.27

5,140

ASSETS ALLOCATION
EQUITY 70.6%
DEBT 28.76%
OTHERS-0.64%

ASSETS ALLOCATION
EQUITY
DEBT
OTHERS

SECTOR ALLOCATION

Financial
Automobile
Energy
Technology
Healthcare
Chemicals
Engineering
FMCG
Communication

Tata Balanced Fund

Regular Plan
EQUITY STYLE

DEBT STYLE

Investment Objective
The scheme seeks steady returns
from debt along with growth from
equities instruments. The likely equity
to debt investment ratio is 70 to 30.
Earlier known as Tata Equity Growth
Fund, Tata Twin Balanced has been

PERFORMANCE

PEER COMPARISON
Fund

Rating

Launch

1-Year 3-Year Ret 5-Year Ret

Ret

Expense
Ratio (%)

Assets
(Cr)

Tata
Balanced
Fund Regular
Plan

Oct-1995

4.45

19.00

14.03

2.27

5,140

Franklin I
ndia Balan
ced Fund

Dec-1999

3.83

18.13

12.24

2.75

736

HDFC Bala
nced Fund

Sep-2000

1.56

19.40

13.66

2.13

4,661

ICICI Prud
ential Bal
anced Fund
- Regular
Plan

Nov-1999

0.65

18.48

14.04

2.38

2,483

SBI Magnu
m Balance
d Fund

Dec-1995

6.01

19.57

12.25

2.47

2,770

ASSETS ALLOCATION
EQUITY-71.52%
DEBT-29.85%

ASSET ALLOCATION
EQUI
TY

SECTOR ALLOCATION

Financial
Automobile
Energy
Technology
Healthcare
Chemicals
Engineering
FMCG
Communication

L&T India Prudence Fund

Investment Objective
The scheme seeks to generate
long-term capital appreciation
from a diversified portfolio of
predominantly equity and equity
related securities and to generate
reasonable returns through a
portfolio of debt and money
market instruments to help
generating funds in the long term
to save for the cost of children's
education.
It is ranked 2 in Balanced category

PERFORMANCE

PEER COMPARISON
Fund

Rating

Launch

L&T India
Prudence Fund
Canara Robeco
Balance Fund
- Regular Pl
an
HDFC Childrens
Gift Fund - I
nvestment Plan

Jan-2011

1-Year 3-Year Ret

Ret
7.88
20.60

5-Year Ret

Expense
Ratio (%)
2.76

Assets
(Cr)
1,081

Jul-2007

4.22

16.94

12.79

2.80

452

Mar-2001

0.70

18.66

14.05

2.48

909

ICICI Prudenti
al Balanced Ad
vantage Fund Regular Plan

Dec-2006

5.52

15.21

13.01

2.35

10,160

Tata Retiremen
t Savings Fund
- Moderate Pl
an - Regular P
lan

Nov-2011

5.04

19.22

3.06

41

ASSETS ALLOCATION
EQUITY- 65.12%
DEBT- 26.53%
OTHERS- 8.35%

ASSETS ALLOCATION
EQUITY
DEBT
OTHERS