Century National Bank Analysis

Margaretha Frida Prayuditha

1668052

Branch Offices
Analysis:

Mean of account balance

Mean account at 4 Branches

Mean of ATM transaction per customer

ATM usage among 4 Branches

ATM usage for debit card & no debit cards

customer

ATM usage for customer with checking

account whose pay interest & not paying
interest

Mean of Account Balance

With One-Sample Test (Level Significance 0.05), hypothesis null

approved (t stat -1.31 lies in the approved region).
The test result that mean of account balance less than $ 1600

H0 : Ohio = Georgia = Kentucky =

Pennyslvania
With ANOVA test (level significance 0.01), the null hypothesis is approved (F = 2.58
< Critical value 4.15)
There are no differences in mean checking account balances among the four
branches

Mean of Account Balance

(Exclude Anomaly Data)

With One-Sample Test (Level Significance 0.05), hypothesis null

approved.(t stat -1.02 lies in the approved region).
The test result that mean of account balance less than $ 1600

H0 : Ohio = Georgia = Kentucky = Pennyslvania

With ANOVA test (level significance 0.01), the null hypothesis is rejected (F = 4.27
> Critical value 4.15)
There are differences in mean checking account balances among the branches.
Difference among the Ohio Georgia & Georgia - Kentucky.

ATM Transaction
Data of ATM transaction per months

With One-Sample Test (Level

Significance 0.05) :

Hypothesis null approved. Mean of

transaction per customer more than 10 /
month.

Hypothesis null rejected. Mean of

transaction per customer more than 9 /
month.

H0 : Ohio = Georgia = Kentucky =

Pennyslvania
With ANOVA test (level significance 0.01), the null hypothesis is
approved (F = 0.57 < Critical value 4.15)
There are no differences in ATM use among the four branches

ATM Usage

Test
There is no difference in the variation of ATM usage (F= 1.013 < Critical value 1.84)

Two

Sample Hypothesis

There is no difference in mean of ATM use between customer who have debit card and who do not have debit cards.

T stat -0.11 falls in the approved region between -1.671 and 1.671. P value two tail 0.91 > significance level 0.10
which indicate that these 2 samples are equal and no significant difference.

F Test

There is no difference in the variation of ATM use by those with checking account that pay interest vs do not (F= 1.83 < Critical
value 2.19)

Two

Sample Hypothesis

There is no difference in mean of ATM use by those with checking account that pay interest vs do not

T stat -0.69 falls in the approved region between -1.671 and 1.671. P value two tail 0.49 > significance level 0.10 which indicate
that these 2 samples are equal and no significant difference.