Professional Documents
Culture Documents
BY MIDF
DEVELOPMENT FINANCE
DIVISION
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MIDF collaborates with MITI and its Agencies as a conduit for assisting specific sectors
and/or industries in restructuring the economic structure targeted by the Government.
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Core
Businesses
Investment
Banking
Development
Finance
Mezzanine
Financing
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Asset
Management
Extends
through
financing
fixed
interest
project,
and
rate
financing
machinery,
working
capital
factory
term
disburse
Government
development
SMEs Financing
10,070
financing
facilities worth
RM12.7 billion
DEVELOPMENT FINANCE
OUR FINANCIAL
FINANCIAL
OUR
PRODUCTS
PRODUCTS
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5
OUR PRODUCTS
No
.
Financing
Products
Islamic
(Syariah-based)
1.
Factory Financing
2.
Machinery
Financing
3.
Industrial Hire
Purchase (IHP-i)
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BBA
(Machinery)
Al-Ijarah Thumma
Al-Bai
(AITAB)
OUR PRODUCTS
No.
Financing
Products
Islamic
(Syariah-based)
4.
Leasing-i
Al-Ijarah
(Leasing-i)
5.
Sales Revolving
Credit (SRC-i)
Tawaruq
6.
Purchase
Revolving Credit
(PRC-i)
Tawaruq
7.
Factoring
Bai Al-Dayn
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SCHEME FUNDS
FUNDS
SCHEME
MANAGED BY
BY
MANAGED
MIDF
MIDF
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8
(ii)
(iii)
(iv)
(v)
(vi)
(vii)
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10
10
Interest
Rate
4.0%
(SMEs)
Scheme
1.
5.0%
(Non-SMEs)
2.
4.0%
(SMEs)
5.0%
(Non-SMEs)
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11
11
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Loan Amount
Up to RM5 million
Interest
Rate
4.0%
(SMEs)
5.0%
(NonSMEs)
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Objective:
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Loan Amount
Project: Up to RM5.0 million
Fixed Assets: Up to RM5.0
million
Working Capital: Up to
RM3.0 million
IT Hardware/Software: Up to
RM500,000/-
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Interes
t Rate
4.0%
NEW FUNDS
FUNDS
NEW
UNDER RMK
RMK 11
11
UNDER
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Financingto
todefray
defraythe
thecost
costrelated
relatedto
tothe
theissuance
issuanceof
ofaaBank
BankGuarantee
Guaranteeoo
Financing
PerformanceBond
Bondfor
forproject
projectexecution
executionexcluding
excludingthe
theprincipal
principalvalue
valueof
ofthe
the
Performance
BankGuarantee
Guaranteeor
orPerformance
PerformanceBond
Bondof
ofup
upto
tomaximum
maximumof
ofRM5
RM5million
millionper
per
Bank
company.
company.
Financingto
toassist
assistMSPs
MSPsin
inproposing
proposingand
andplanning
planningfor
foroverseas
overseasproject
project
Financing
negotiationsof
ofup
upto
tomaximum
maximumof
ofRM2
RM2million
millionper
percompany.
company.
negotiations
Exampleof
ofeligible
eligibleactivities
activitiesare:
are:
Example
Preparationof
ofmaster
masterplan;
plan;
Preparation
architecturaldesigns;
designs;
architectural
preparationof
ofblueprint;
blueprint;
preparation
engineeringdesigns
designsfor
forprojects;
projects;
engineering
projectmanagement;
management;
project
ICand
andsoftware
softwaredesign;
design;and
and
IC
IPregistration
registrationof
ofdesigns
designsand
andpatents.
patents.
IP
Features
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Features
aymentperiod
periodof
ofup
upto
to22years
yearsincluding
including66months
monthsgrace
grace
PPayment
period.
period.
Fixedprofit
profitrate
rateof
of2%
2%per
perannum.
annum.
Fixed
Marginof
offinancing
financingof
ofup
upto
to90%.
90%.
Margin
Maximumfinancing
financingup
upto
toRM5.0
RM5.0million
million
Maximum
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Eligibility
Registeredwith
withMATRADE
MATRADE(MER);
(MER);
Registered
Firmsincorporated
incorporatedunder
underthe
theCompanies
CompaniesAct
Act1965;
1965;OR
OR
Firms
Soleproprietors,
proprietors,professionals
professionalsand
andpartnerships
partnershipsregistered
registeredwith
with
Sole
respectiveprofessional
professionalauthorities
authoritiesin
inMalaysia;
Malaysia;
respective
havingat
atleast
least60%
60%equity
equityowned
ownedby
byMalaysian;
Malaysian;
having
NotaaGovernment
GovernmentLinked
LinkedCompany
Company(GLCs)
(GLCs)and
andCompany
Companythat
thathave
hav
Not
Government(Federal
(Federal//State
StateGovernment)
Government)Equity;
Equity;
Government
Companymust
mustbe
becurrently
currentlyactive
activein
inbusiness
businessand
andin
inoperation
operationfor
fo
Company
atleast
least11year;
year;
at
ExportingMalaysian
Malaysianservices
servicesor
orproduct
productmade
madein
inMalaysia.
Malaysia.
Exporting
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REGIONAL OFFICES
Eastern Region
Kota Bharu, Kelantan
Sabah Branch
Kota Kinabalu,
Sabah
Northern Region
Penang
Central
Kuala Lumpur, WP
Sarawak Branch
Kuching, Sarawak
Southern Region
Johor Bharu, Johor
Northern Region Branch, Georgetown, Penang
Telephone No.: 04-2298434/435/436
Email: penang@midf.com.my
Southern Region Branch, Johor Bahru, Johor
Telephone No.: 07-2232727, 07-2243046
Email: johor@midf.com.my
Eastern Region Branch, Kota Bharu, Kelantan
Telephone No.: 09-7483546, 09-7461679
Email: kotabharu@midf.com.my
Sabah Branch, Kota Kinabalu, Sabah
Telephone No.: 088-211633, 088-211523
Email: sabah@midf.com.my
Sarawak Branch, Kuching, Sarawak
Telephone No. : 082-254533, 082-254203
Email: sarawak@midf.com.my
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THANK YOU
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