"SOCIAL PROVINSION PLAN

FOR MINIMALIST MUEBLES”

TEAM MEMBERS:
HANNIA PAMELA JIMENEZ URZUA.
VERONICA SAUCEDO ORTEGA.
IRIANA JAZMIN HERNANDEZ SALAZAR.
REY DAVID DE LIRA ROBLES.
 BACKGROUND

It was founded on September 23, 2006.

It started with 2 workers, currently has 8 workers

It is dedicated to the design and manufacture of furniture and interiors mainly in structures such as:
• Houses: Kitchens, closet. Dressing rooms, bathrooms, dining rooms, doors.
• Hotels: Dressing rooms, bathrooms, entertainment centers, kitchens, dining rooms, lighting.
• Buildings: Kitchens, Bathrooms, Dressing rooms and closet.

As main clients:
• Construction companies: Los Naranjos and Mirasierra.
• Individuals: Housewives, singles, families.
At the moment it only has a branch in Aguascalientes, located in Av. Aguascalientes 1006 C.P.
20170 Col. el maguey, Ags, Ags, Mexico.
 ACTUAL BENEFITS

• CHRISTMAS BONUS
• VACATIONS
• VACATION BONUS
 CURRENT SITUATION

ANNUAL IMSS PAYMENT

ILLLNESS & MATERNITY
DISABILITY & LIFE RETIREMENT UNEMPLOYMENT IN OLD AGE INFONAVIT
Worker NO MONETARY MONETARY BENEFITS MEDICAL CARE SUMS EMPLOYER EMPLOYEE
number WORK RISK DCSB EMPLOYER EMPLOYEE EMPLOYER EMPLOYEE CUOTA FIJA EMPLOYER EMPLOYEE EMPLOYER EMPLOYEE EMPLOYER EMPLOYEE EMPLOYER EMPLOYEE EMPLOYEE
1 $14,369.10 $1,893.47 $3,313.58 $1,183.42 1111.9944 404.3616 6001.476 $1,325.43 $473.37 $1,988.15 $710.05 $3,786.95 0 $5,964.44 $2,130.16 $9,467.37 $54,123.33 $39,754.60 $14,368.73
2 $14,369.10 $1,893.47 $3,313.58 $1,183.42 1111.9944 404.3616 6001.476 $1,325.43 $473.37 $1,988.15 $710.05 $3,786.95 0 $5,964.44 $2,130.16 $9,467.37 $54,123.33 $39,754.60 $14,368.73
3 $11,450.46 $1,508.87 $2,640.53 $943.05 688.93385 250.5214 6001.476 $1,056.21 $377.22 $1,584.32 $565.83 $3,017.75 0 $4,752.95 $1,697.48 $7,544.37 $44,079.97 $32,701.50 $11,378.46
4 $14,369.10 $1,893.47 $3,313.58 $1,183.42 1111.9944 404.3616 6001.476 $1,325.43 $473.37 $1,988.15 $710.05 $3,786.95 0 $5,964.44 $2,130.16 $9,467.37 $54,123.33 $39,754.60 $14,368.73
5 $6,670.74 $879.03 $1,538.30 $549.39 0 0 6001.476 $615.32 $219.76 $922.98 $329.64 $1,758.06 0 $2,768.94 $988.91 $4,395.15 $27,637.69 $21,154.85 $6,482.84
6 $9,529.54 $1,255.75 $2,197.56 $784.84 410.4936 149.2704 6001.476 $879.02 $313.94 $1,318.53 $470.90 $2,511.49 0 $3,955.60 $1,412.71 $6,278.73 $37,469.86 $28,059.46 $9,410.40
7 $9,542.01 $1,257.39 $2,200.43 $785.87 412.30035 149.9274 6001.476 $880.17 $314.35 $1,320.26 $471.52 $2,514.78 0 $3,960.77 $1,414.56 $6,286.94 $37,512.75 $28,089.58 $9,423.17
8 $6,670.74 $879.03 $1,538.30 $549.39 0 0 6001.476 $615.32 $219.76 $922.98 $329.64 $1,758.06 0 $2,768.94 $988.91 $4,395.15 $27,637.69 $21,154.85 $6,482.84
9 $8,064.27 $1,062.66 $1,859.66 $664.16 198.1001 72.0364 6001.476 $743.86 $265.67 $1,115.79 $398.50 $2,125.32 0 $3,347.38 $1,195.49 $5,313.31 $32,427.68 $24,518.52 $7,909.16
10 $7,623.58 $1,004.59 $1,758.03 $627.87 134.22145 48.8078 6001.476 $703.21 $251.15 $1,054.82 $376.72 $2,009.18 0 $3,164.46 $1,130.16 $5,022.95 $30,911.22 $23,453.56 $7,457.66
11 $6,670.74 $879.03 $1,538.30 $549.39 0 0 6001.476 $615.32 $219.76 $922.98 $329.64 $1,758.06 0 $2,768.94 $988.91 $4,395.15 $27,637.69 $21,154.85 $6,482.84
12 $9,542.01 $1,257.39 $2,200.43 $785.87 412.30035 149.9274 6001.476 $880.17 $314.35 $1,320.26 $471.52 $2,514.78 0 $3,960.77 $1,414.56 $6,286.94 $37,512.75 $28,089.58 $9,423.17
13 $9,517.08 $1,254.10 $2,194.68 $783.81 408.68685 148.6134 6001.476 $877.87 $313.53 $1,316.81 $470.29 $2,508.21 0 $3,950.43 $1,410.87 $6,270.52 $37,426.97 $28,029.34 $9,397.63
14 $7,623.58 $1,004.59 $1,758.03 $627.87 134.22145 48.8078 6001.476 $703.21 $251.15 $1,054.82 $376.72 $2,009.18 0 $3,164.46 $1,130.16 $5,022.95 $30,911.22 $23,453.56 $7,457.66
15 $5,710.14 $752.45 $1,316.78 $470.28 0 0 6001.476 $526.71 $188.11 $790.07 $282.17 $1,504.90 0 $2,370.21 $846.50 $3,762.24 $24,522.03 $18,972.73 $5,549.30
SUM: $558,057.49 $418,096.17 $139,961.32
 PROPOSAL

13% increase on saving fund and food vouchers.

 SAVINGS TOWARDS IMSS
ANNUAL IMSS PAYMENT
ILLLNESS & MATERNITY
DISABILITY & LIFE RETIREMENT UNEMPLOYMENT IN OLD AGE INFONAVIT
WORKER NO MONETARY MONETARY BENEFITS MEDICAL CARE SUM EMPLOYER EMPLOYEE
NUMBER WORK RISK DCSB EMPLOYER EMPLOYEE EMPLOYER EMPLOYEE CUOTA FIJA EMPLOYER EMPLOYEE EMPLOYER EMPLOYEE EMPLOYER EMPLOYEE EMPLOYER EMPLOYEE EMPLOYEE
1 $16,237.08 $2,139.63 $3,744.34 $1,337.27 1382.76 502.82 6001.476 $1,497.74 $534.91 $2,246.61 $802.36 $4,279.25 0 $6,739.82 $2,407.08 $10,698.13 $60,551.27 $44,268.71 $16,282.56
2 $16,237.08 $2,139.63 $3,744.34 $1,337.27 1382.76 502.82 6001.476 $1,497.74 $534.91 $2,246.61 $802.36 $4,279.25 0 $6,739.82 $2,407.08 $10,698.13 $60,551.27 $44,268.71 $16,282.56
3 $16,268.38 $2,143.75 $3,751.56 $1,339.84 1387.30 504.47 6001.476 $1,500.63 $535.94 $2,250.94 $803.91 $4,287.50 0 $6,752.81 $2,411.72 $10,718.75 $60,658.98 $44,344.35 $16,314.63
4 $16,299.68 $2,147.87 $3,758.78 $1,342.42 1391.84 506.12 6001.476 $1,503.51 $536.97 $2,255.27 $805.45 $4,295.75 0 $6,765.81 $2,416.36 $10,739.37 $60,766.68 $44,419.98 $16,346.70
5 $16,330.98 $2,152.00 $3,766.00 $1,345.00 1396.37 507.77 6001.476 $1,506.40 $538.00 $2,259.60 $807.00 $4,304.00 0 $6,778.80 $2,421.00 $10,760.00 $60,874.39 $44,495.62 $16,378.77
6 $16,362.28 $2,156.12 $3,773.22 $1,347.58 1400.91 509.42 6001.476 $1,509.29 $539.03 $2,263.93 $808.55 $4,312.25 0 $6,791.79 $2,425.64 $10,780.62 $60,982.09 $44,571.26 $16,410.83
7 $16,393.58 $2,160.25 $3,780.43 $1,350.16 1405.45 511.07 6001.476 $1,512.17 $540.06 $2,268.26 $810.09 $4,320.50 0 $6,804.78 $2,430.28 $10,801.24 $61,089.80 $44,646.90 $16,442.90
8 $16,424.88 $2,164.37 $3,787.65 $1,352.73 1409.98 512.72 6001.476 $1,515.06 $541.09 $2,272.59 $811.64 $4,328.75 0 $6,817.77 $2,434.92 $10,821.86 $61,197.51 $44,722.54 $16,474.97
9 $16,456.18 $2,168.50 $3,794.87 $1,355.31 1414.52 514.37 6001.476 $1,517.95 $542.12 $2,276.92 $813.19 $4,336.99 0 $6,830.77 $2,439.56 $10,842.49 $61,305.21 $44,798.18 $16,507.04
10 $16,487.48 $2,172.62 $3,802.09 $1,357.89 1419.06 516.02 6001.476 $1,520.84 $543.16 $2,281.25 $814.73 $4,345.24 0 $6,843.76 $2,444.20 $10,863.11 $61,412.92 $44,873.81 $16,539.11
11 $16,518.78 $2,176.75 $3,809.31 $1,360.47 1423.59 517.67 6001.476 $1,523.72 $544.19 $2,285.58 $816.28 $4,353.49 0 $6,856.75 $2,448.84 $10,883.73 $61,520.62 $44,949.45 $16,571.17
12 $16,550.08 $2,180.87 $3,816.52 $1,363.04 1428.13 519.32 6001.476 $1,526.61 $545.22 $2,289.91 $817.83 $4,361.74 0 $6,869.74 $2,453.48 $10,904.35 $61,628.33 $45,025.09 $16,603.24
13 $16,581.38 $2,185.00 $3,823.74 $1,365.62 1432.67 520.97 6001.476 $1,529.50 $546.25 $2,294.24 $819.37 $4,369.99 0 $6,882.73 $2,458.12 $10,924.98 $61,736.04 $45,100.73 $16,635.31
14 $16,612.68 $2,189.12 $3,830.96 $1,368.20 1437.20 522.62 6001.476 $1,532.38 $547.28 $2,298.58 $820.92 $4,378.24 0 $6,895.73 $2,462.76 $10,945.60 $61,843.74 $45,176.37 $16,667.38
15 $16,643.98 $2,193.24 $3,838.18 $1,370.78 1441.74 524.27 6001.476 $1,535.27 $548.31 $2,302.91 $822.47 $4,386.49 0 $6,908.72 $2,467.40 $10,966.22 $61,951.45 $45,252.00 $16,699.45
TOTAL SUM : $918,070.30 $670,913.70 $247,156.60
TAX ON DIRECT MONTHLY SALARY WITH 13%
INCREASE
 TAX ON 13% INCREASE WITH BENEFITS

$39,805.62 is the amount of taxes the company will be saving if the benefits we proposed are
implemented for the employees.
 BENEFIT RULES
PROCESS FOR FOOD VOUCHERS
• WITH A COMPANY SPECIALIZED IN THE SALE OF FOOD VOUCHERS, THE EMPLOYER WILL BUY
THE AMOUNT CORRESPONDING TO THE TOTAL NUMBER OF WORKERS OR EMPLOYEES. THOSE
WILL BE DELIVERED INDIVIDUALLY AS AN ATTACHMENT TO THE SALARY OR SALARY, WHICH WILL
BE SPECIFIED IN THE HEADING OF PERCEPTIONS OF THE RESPECTIVE VOUCHERS, WHOSE
HOLDERS WILL SIGN THE PAYROLL RECEIPTS.

• FOR NO REASON WILL CASH BE PROVIDED OR UNUSED VOUCHERS EXCHANGED FOR MONEY;
AND WORKERS OR EMPLOYEES WHO PURCHASE ITEMS WITH A VALUE GREATER THAN THE
VALUE OF THE VOUCHERS WILL NEVER COVER THE RESPECTIVE DIFFERENTIAL. NOR CAN
VOUCHERS BE DISTRIBUTED IN ADVANCE.

• THE DELIVERY OF THE FOOD VOUCHERS WILL BE MADE THROUGH THE ELECTRONIC WALLETS
AUTHORIZED BY THE SAT.
 PROCESS FOR SAVING FUND
• THE EMPLOYER AGREES TO MAKE THE CORRESPONDING CONTRIBUTIONS IF THE WORKERS OR EMPLOYEES COMMUNICATE IN
WRITING THEIR DESIRE TO BE PART OF THE SAVINGS FUND.
• THE WORKERS OR EMPLOYEES WILL CONTRIBUTE 5% OF THEIR SALARY TO THE FUND.
• THE BASIS OF THIS BENEFIT WILL NOT EXCEED 1.3 TIMES THE ANNUAL VALUE OF THE UMA; THE EMPLOYER WILL CONTRIBUTE TO THE
FUND AN AMOUNT EQUAL TO THAT OF THE WORKERS OR EMPLOYEES.
• THE AMOUNT OF THE FUND WILL BE USED EXCLUSIVELY TO GRANT LOANS TO THE WORKERS OR EMPLOYEES WHO PARTICIPATE IN IT.
THE REMNANTS OBTAINED WILL BE INVESTED IN SECURITIES APPROVED FOR THIS PURPOSE BY THE CNBV.
• THE LOANS GRANTED TO WORKERS WILL ACCRUE MONTHLY INTEREST FROM
• 1% ADDITIONAL TO THE ONE THAT IS EARNING THE INVESTMENT ON THE TOTAL BALANCE. THE TERM WILL NOT BE LONGER THAN THE
CLOSING DATE OF THE FUND; AND THE AMOUNT, DOUBLE THE AMOUNT SAVED.
• THE CONTRIBUTIONS OF THE EMPLOYER AND THOSE OF THE WORKERS OR EMPLOYEES, AS WELL AS THE RETURNS, MAY BE
WITHDRAWN ONCE A YEAR ON THE DATE ESTABLISHED IN THE BYLAWS OF THE FUND, OR WHEN THE EMPLOYMENT RELATIONSHIP IS
TERMINATED.
• THE RETURNS OF THE FUND WILL BE CALCULATED WITH STRICT SUBJECTION TO THE FORESEEN IN THE STATUTES OF THIS ONE.
• THE WORKER OR EMPLOYEE ACCEPTS, UNDER THE TERMS OF THE FUND'S BYLAWS, THAT THE AMOUNT OF THEIR CONTRIBUTIONS AND
THE PAYMENT OF THEIR LOANS WILL BE ADJUSTED TO THE AMOUNT AND PERIODICITY, RESPECTIVELY, OF THEIR SALARIES OR
SALARIES, BY MEANS OF PAYROLL DEDUCTION, ACCORDING TO ARTICLE 110 OF THE LFT.
TAX ON DIRECT MONTHLY SALARY WITH 13% INCREASE
TAX ON 13% INCREASE WITH BENEFITS