1.

RBI has decided not to allow urban co-operative

banks (UCBs) with less than___net worth to spread
their operations outside their state of jurisdiction?
a. 50 crores
b. 70 crores
c. 600 crores
d. 650 crores
1. RBI has decided not to allow urban co-operative
banks (UCBs) with less than___net worth to spread
their operations outside their state of jurisdiction?
a. 50 crores
b. 70 crores
c. 600 crores
d. 650 crores
2. The State Co-operative Banks (SCBs),
Central Co-operative Banks (CCBs) and
Urban Co-operative Banks(UCBs) can
normally extend housing loans upto Rs
_____to an individual?
a. 1 lakh
b. 1.5 lakh
c. 5 lakhs
d. 10 lakhs
2. The State Co-operative Banks (SCBs),
Central Co-operative Banks (CCBs) and
Urban Co-operative Banks(UCBs) can
normally extend housing loans upto Rs
_____to an individual?
a. 1 lakh
b. 1.5 lakh
c. 5 lakhs
d. 10 lakhs
3. Co-operative bank do banking
business mainly in the?
a. Urban sector
b. Semi-urban sector
c. Urban and semi-urban sector
d. Agriculture and rural sector
3. Co-operative bank do banking
business mainly in the?
a. Urban sector
b. Semi-urban sector
c. Urban and semi-urban sector
d. Agriculture and rural sector
4. Co-operative Banks are organised
and managed on the principal of co-
operation, self-help, and mutual help.
They work on the basis of ?
a. Profit
b. No loss
c. No profit no loss
d. None
4. Co-operative Banks are organised
and managed on the principal of co-
operation, self-help, and mutual help.
They work on the basis of ?
a. Profit
b. No loss
c. No profit no loss
d. None
5. Till 1996 urban co-operative
banks were allowed to lend
money only for?
a. Agricultural purpose
b. Non-Agricultural purpose
c. both
d.none
5. Till 1996 urban co-operative
banks were allowed to lend
money only for?
a. Agricultural purpose
b. Non-Agricultural purpose
c. both
d.none
6. Which of the following
commitees looks into the matter of
HR in commercial banking?
a.Birla commitee
b.Dantawala commitee
c. Khandelwal commitee
d. Gadgil commitee
6. Which of the following
commitees looks into the matter of
HR in commercial banking?
a.Birla commitee
b.Dantawala commitee
c. Khandelwal commitee
d. Gadgil commitee
7. The time period of CD’s is?
a. 3 months-1 year
b. 6 months-5 year
c. 3 months-3 year
d. 1 months-5 years
7. The time period of CD’s is?
a. 3 months-1 year
b. 6 months-5 year
c. 3 months-3 year
d. 1 months-5 years
8. The term used for a bank without
any branch network that offers its
services remotely is?
a. Indirect bank
b. Lending institution
c. Internet only banks
d. Direct banks
8. The term used for a bank without
any branch network that offers its
services remotely is?
a. Indirect bank
b. Lending institution
c. Internet only banks
d. Direct banks
Asia’s first direct bank was finatiQ, a division of the Overseas-
Chinese Banking Corporation (OCBC) of Singapore, launched in
April 2000.
9. Bank Board Bureau is
currently headed by-
a. Urjit Patel
b. Vinod Rai
c. Raghuram Rajan
d. Bhanu Pratap Sharma
9. Bank Board Bureau is
currently headed by-
a. Urjit Patel
b. Vinod Rai
c. Raghuram Rajan
d. Bhanu Pratap Sharma
10. What is the best explanation of a
Commercial bank?
a. A bank that services only business
b. A bank that accepts and lends
money
c. A federal chartered bank
d. A bank whose prime purpose is to
raise capital
10. What is the best explanation of a
Commercial bank?
a. A bank that services only business
b. A bank that accepts and lends
money
c. A federal chartered bank
d. A bank whose prime purpose is to
raise capital
 5. Co-operative institutions known
as Land Development Banks meets-?

a. long term credit needs of the agricultural sector

b. short term credit needs of the agricultural sector
c. both
d. none
 5. Co-operative institutions known
as Land Development Banks meets-?

a. long term credit needs of the agricultural sector

b. short term credit needs of the agricultural sector
c. both
d. none
13. KYC form is?
a. Required to enable banks to
know and understand their
customers better and help them
manage their risks prudently
b. Both a and b
c. Required to prevent identity
theft,financial fraud,money
laundering and terrorist financing
d. Not required and just a formality
13. KYC form is?
a. Required to enable banks to
know and understand their
customers better and help them
manage their risks prudently
b. Both a and b
c. Required to prevent identity
theft,financial fraud,money
laundering and terrorist financing
d. Not required and just a formality
16. What is full form of BPLR?
a. Benchmark prime landing rate
b. Banking prime lending rate
c. Bank prime lending rate
d. Branch prime lending rate
16. What is full form of BPLR?
a. Benchmark prime landing rate
b. Banking prime lending rate
c. Bank prime lending rate
d. Branch prime lending rate
18. Which was the first
commercial bank incorporated
by the Indians?
a. SBI
b. Imperial bank of India
c. Avadh Commercial bank
d. RBI
18. Which was the first
commercial bank incorporated
by the Indians?
a. SBI
b. Imperial bank of India
c. Avadh Commercial bank
(1881-1958)
d. RBI