NEW INDIA FLEXI FLOATER

FOR CANARA BANK ACCOUNT

HOLDERS

(Replacement Product to
United India Policy
Holders)
 Plan Options
 The policy is available for existing
United India Mediclaim Policy
Holders under Canara bank tie-up
only.
 Canara bank Account Holders and
family members are covered under
the policy:

 Plan A : (1+3) 36 yrs to 80 yrs

 Plan B : (1+5) Up to 80 yrs
 Plan C : (1+3) Up to 35 yrs

 Floater S.I.
 Flat Premium
 No Pre-acceptance Health Check-up
 Sum Insured

 Coverage available from

Rs 1 Lakh to Rs. 5 Lakhs.

(Multiples of Rs 50,000/-)
&
Rs 5 Lakhs to 10 Lakhs
(Multiples of Rs 1 Lakh)

 Policiesrenewed with New

India (2016-17) are having
Continuous Coverage
 Pre-existing Disease

 Pre Existing Disease is any

condition, ailment or injury or
related condition(s) for which
the insured had
signs or symptoms, and/or
were diagnosed, and/or
received medical advice
/treatment,
within 36 months prior to
the first policy issued by the
insurer.
Waiting Period – 1Year
 Unless the Insured has 12months of
continuous coverage, the expenses on
treatment of diseases such as
i. Cataract
ii. Benign Prostatic Hypertrophy
iii. Hysterectomy for Menorrhagia, or
Fibromyoma
iv. Hernia
v. Hydrocele
vi. Congenital internal disease
vii. Fistula in anus, Piles
viii. Sinusitis and related disorders
ix. Gall Bladder
x. Stone removal
xi. Gout & Rheumatism
xii. Calculus Diseases are not payable
 Maternity Extension
 No Additional Premium

 Maternity extension / baby care is

limited to 5% of the sum insured

 Waiting period is 9 months

 Reimbursement / cashless facility

is available for first two children.

 Those Insured Persons who are

already having two or more living
children will not be eligible for this
benefit.
 Contd…
 Pre-natal and postnatal expenses
are not covered unless admitted in
Hospital / Nursing Home and
treatment is taken there.
 Baby care means, expenses relating
to treatment given to the new born
child in the hospital as an in-patient
for a maximum period of 90 days
from the date of its birth.
 After 90 days from the date of
birth, the baby will have to be
covered under policy on payment
of additional premium.
Cataract & Other covers

Cataract: Up to Sum insured

External Durable Medical

Equipments covered

Genetic disorder & Stem

cell treatment is covered
 Additional Benefits

1) Ambulance : Rs 1000/- per policy

period
2) Hospital cash up to Rs.1,000/- to
parents in case of hospitalization of
children up to 12 years
3) Cost of health check up : Once in
every 3 claim free years under the
policy up to 1% of average S.I.
4) Funeral expenses: RS.1000/- ( In
case the insured or his family
members have died and their eyes
have been donated to a recognized
institution)
5) Reimbursement of expenses - Nepal
& Bhutan.
Thank You