Financial Literacy

Program
• Why should you invest?
• What should be your investment objectives?
• What are your investment options?
• What care should you take while investing?
• What if you have a grievance and whom do
you contact for redressal?
I don’t have money to invest
 @ 10%
Monthly Future
Duration Monthly Invt Future Value
Invt. (Rs.) Value (Rs.) Duration
(Rs.) (Rs.)
5 years 300 0.2 Lakhs
20 years 300 2.3 Lakhs
8 years 300 0.4 Lakhs
22 years 300 2.9 Lakhs
10 years 300 0.6 Lakhs
25 years 300 4 Lakhs
12 years 300 0.8 Lakhs

15 years 300 1.3 Lakhs 28 years 300 5.5 Lakhs

18 years 300 1.8 Lakhs 30 years 300 6.8 Lakhs

35 years 300 11.5 Lakhs

 @ 12%
Monthly Future
Duration
Invt (Rs.) Value (Rs.) Monthly Invt Future Value
Duration
(Rs.) (Rs.)
5 years 300 0.2 Lakhs
20 years 300 3 Lakhs
8 years 300 0.5 Lakhs
22 years 300 3.9 Lakhs
10 years 300 0.7 Lakhs

12 years 300 1 Lakhs 25 years 300 5.7 Lakhs

15 years 300 1.5 Lakhs 28 years 300 8.3 Lakhs

18 years 300 2.3 Lakhs 30 years 300 10.6 Lakhs

35 years 300 19.5 Lakhs

 Why should you invest?
• Earn return on your idle resources.
• Generate a specified sum of money for a
specific goal in life.
• Make a provision for an uncertain future.
What I need to do???????????

?
• Invest with knowledge
• Do financial planning so as to meet your
financial needs with your saving potential
 Financial Planning
• Put aside your savings with a view to meeting
expenses in the future.
• These savings are invested in suitable avenues.
• Financial planning seeks to match the savings
and future needs
What care should I take while investing?
• Observe the following while investing
– Obtain written documents regarding investment,
– Read and understand such documents,
– Find out the costs and benefits associated with the investment,
– Assess risk-return profile of the investment,
– Know the liquidity and safety aspects of the investment,
– Deal only through an SEBI registered intermediary,
– Seek clarifications about the intermediary/ investment,
– Explore alternate options in case something goes wrong with the
investment
Thank You