Portfolio Management Presentation

By- YASH AJMERA

Roll. No- 16
Client Information-

• Name- Yash Ajmera

• Age- 22 years
• Occupation- Family Business
• Marital Status- Unmarried
• Amount – Rs.1 Crore
• Time Period- 5 years
• Risk Appetite- High
1) Equity Markets

Amount to be Invested- Rs. 25 Lacs

Expected Return on Shares= Rf +Ɓ*(Rm-R f)

(C.A.P.M. Model)
= 8 + 1.42 (15-8)
= 8 + 1.42 (7)
= 8 + 9.94
= 17.94%

Where, Rf= Risk-Free Returns

Rm= Market Risk
Ɓ= Weighted Avg. Beta Factor
Amount to be Invested- Rs. 25 Lacs

Sr.n Name of the Rate Quantity Total Beta Weighted

o Stock Amount Factor Avg. Beta
1 Reliance 1,070/- 250 Rs.2,76,500/- 1.19 0.143
2 Maruti Suzuki 7,425/- 100 Rs.7,42,500/- 1.3 0.39
3 Avenue 1,510/- 250 Rs.3,77,500/- 1.47 0.22
Supermarts Ltd.
4 Yes Bank 175/- 500 Rs.87,500/- 1.82 0.06
5 Sun Pharma 410/- 500 Rs.2,05,000/- 0.31 0.25
6 Infosys 640/- 500 Rs.3,02,000/- 0.64 0.08
7 T.C.S. 1877/- 100 Rs.1,87,700/- 1.11 0.08
8 Indiabulls 795/- 250 Rs.1 98,750/- 1.84 0.15
Housing Finance
9 Bharti Airtel Ltd. 306.5/- 400 Rs.1,22,550/- 0.98 0.05
 2) Mutual Funds

Amount to be Invested- Rs. 20 Lacs

Sr.No Name of the Fund Principle Expected Expected Amount at

. (M.F.) Amount Returns Returns Maturity
(%) (Rs.)
1 S.B.I Blue Chip Fund Rs.5,00,000 17.90% 6,43,000/- Rs. 11,43,000
2 TATA Mid Cap Rs.5,00,000 22.48% 8,73,400/- Rs. 13,73,400
Growth Fund
3 H.D.F.C. Small Cap Rs.5,00,000 22.67% 8,81,800/- Rs. 13,81,800
Fund
4 Kotak Small Cap Fund Rs.5,00,000 23.36% 9,35,500/- Rs. 14,35,500

Interest Earned @ Maturity= Summation Of All Interests

= 6,43,000+8,73,400+8,81,800+9,35,500
= Rs. 33,33,700/-
 3) Life Insurance

Amount to be Invested- Rs. 3 Lacs

Sr.No. Name of the Amount Maturity Interest to

Plan Invested be earned
1 JEEVAN AKSHAY RS.3,00,000/- Till the Rs.21000/-
VI Insured is (yearly)
alive
 4) Bank Fixed Deposit

Amount to be Invested- 30 Lacs (for 5 years)

Sr.No BANK/ Principle Interest Interest Amount at

. INSTITUTION Amount (%) (Rs.) Maturity
1 Axis Bank Rs. 5,00,000 6.9% 2,05,300/- Rs. 7,05,300
2 Yes Bank Rs. 5,00,000 7% 2,08,812/- Rs. 7,08,812

3 RBL Bank Rs. 2,50,000 7.15% 1,07,060/- Rs. 3,57,060

4 KTFDC Rs. 7,50,000 8.25% 3,81,640/- Rs. 11,31,640

5 Mahindra Finance Rs. 10,00,000 9% 5,38,650/- Rs. 15,38,650

Net Interest= Total Interest- TDS@10%

=14,41,462-1,44,146
=Rs. 12,97,316/-
5) Bullion Market/Physical Gold

Amount to be Invested- Rs. 10 Lacs

Gold Rate as on 15th December, 2018- Rs.32,200/Tola

Sr.No Commodity Rate as on 15/12/18 Quantity Price

.
1 Gold Rs.3220/gram 310 grams Rs. 9,98,200/-

Note-
1) Demand for Gold in India will never fall. Because of which rate
of gold in India will never fall making an Investment in Gold
profitable decision.
2) It is also rated as one asset that offers High Liquidity.
 6) Savings Account

Amount to be Invested- Rs. 12 Lacs

Sr.No Name of the Bank Amount to be Interest Rate (%)

. Deposited
1 Kotak Mahindra Rs.12,00,000 6%
Bank

Note-
1) Prime reason for Investing in SB A/c is that it offers High
Liquidity.
2) Earning Interest i.e. 6% , reason for choosing SB A/c over
Current A/c