What is Mutual funds?

•A mutual fund is a professionally managed

investment fund that pools money from many
investors to purchase securities.

•These investors may be retail or institutional in

nature.

.
 Advantages

• Increased diversification
• Daily liquidity
• Professional investment management
• Government oversight
• Transparency and ease of comparison
 Disadvantages

• Fees
• Less control over timing of recognition of gains
• Less predictable income
• No opportunity to customize
 Fund structures

• Open-end funds
• Closed-end funds
• Interval funds
 Classification of funds by types of
underlying investments

1. Equity Mutual Funds

• Large cap fund
• Mid cap fund
• Small cap fund
• Sector fund
• Diversified equity fund
• Dividend yield schemes
• ELSS
• Thematic fund
2. Debt Mutual Funds
• Gilt fund
• Junk bond schemes
• Fixed maturity plans
• Liquid schemes

3. Hybrid Mutual Funds

• Monthly income plan
• Balanced plan
• Arbitrage fund
3. Solution-oriented Mutual Funds

• New category of equity mutual fund schemes.

• Operated by AMCs
• Schemes cover goals like retirement and child's
education
 Increase in Mutual funds
Mutual fund industry has added 32 lakh new investors last year due to increased
awareness of mutual funds through 'Mutual Funds Sahi Hai' campaign.

The first leg of ‘Mutual Funds Sahi Hai’ campaign was launched on Mar 15, 2017. It
aimed at creating awareness and busting myths around mutual funds

Monthly SIP contribution for the industry touched Rs. 6,425 crores from 2.05 crore SIP
accounts.

AMFI recently tied-up with a leading media house to launch Jan Nivesh

Along with millions of TV viewers, the Jan Nivesh initiative will also reach out to over
50,000 people on-ground through over 200 events in over 100 cities and towns.

//economictimes.indiatimes.com/articleshow/63610445.cms?utm_source=contentofinterest&u
tm_medium=text&utm_campaign=cppst
 SYSTEMATIC INVESMENT PLAN
• Systematic investment plan is an effective way to do
financial planning that allows you to invest a fixed
amount regularly at a specified frequency say, weekly,
monthly or quarterly according to your convenience.
• Systematic investment plans work best for investors
who are seeking for long term goals, such as children
higher education or for their retirement plans.
• One can choose any plan according to the convenience
and achieve financial goals, systematically.
Top 10 Mutual Funds that have given
highest return in last 5 Years