You are on page 1of 25

c 

  c
 
c  c 
 c

 c  

c c
 c
 c 
 
 cc
 cc 
ccc   c
 
c   c
cc 
 c c
 
|   

       


 
        
   

Ú 
Ê 
 



 
     
Ú     a

 

  

 
   
   ^
m     m   

           u



     
   

   

Ê Ê

    

       

   

 
 u  
 
  


   
 
  

     
Ê Ê
!     
 
"   #       
  


 

 
m     m   

  
     
 
Ê Ê
 
 
 $     
     


2 
   
% !    

   
 
        
      
Ê Ê   
 
         

u

   



  m 
Collaboration

User level integration

e-Load centers
Monetary
transaction

Additional services


Mobile wallet
   
D Ê  Ê   

 
`
  


D Ê     
 
 
&

   
 
  
&

`
 
 
   
D     

 

 
 
  
 

   
 

 
 ^  ^
^
 ^

!    !   


Ô    
‰ Y  
Y " 
÷   

  ÷  ÷  ! 
 " 
#Ê  
$

‰  
   Y   

#    %& 


# #   
   $ %&    
     
*
     
 



 

' (
' (' 
`


)

* `

  

º
   

D % '       


 ( 
D %      
)( *   +   ,- 
 (.

/     


     ( ( 




%
!
#$  

 
   
       
&
(  ( 
  

*'
 '
 '

mm   
  ( )
 
   


( )!(

 ' 

#   # %


-( ‰
  ‰ ‰
  ‰ ‰ 
%  #
 
j

0#%  %
  
% j

#/    



%  
$ % 
 ‰j

‰‰‰‰‰


Ô Ô       
 

 Ê    
 
 1    
 
 %+ &2 %    

 )3%4%    

 
m 
 


 .
 %     

)  %  ,
* ,   .

^
  

D ÷   
    
D ÷  ÷  !     "
D 
 '  )! 
D "
D 
  '+ ' (
D + 
,  +


Y   
Yequest 1
Yequest 2
 
 02  02
Confirmation1
Confirmation2 
  +
   02 "
"
 02 0 
0  %& 
%& 


   

%& 
%& 
Yequest 1 % 
% 
%&  Yequest 2
% 

   `

'        

Confirmation2 Confirmation2 Confirmation1


  
%  %  % 
2 2 2


   
`  Ser ers

   

   


÷  m m !   
  " #
—


8  
  
    
 

0    7    


† 
  | 
+   (
Ê+
 !  #  
"+ '-! + 
 #%
"+
  $
 
%
! 

 $
 

%   .
 
(


*
 $
%  
  
  

 
Y 

 
 
 
   
    


#!"! 


 
   $  


     


|      
m  
  
+ '/ "+0 /‰‰‰‰ ‰‰‰‰‰0 
)!    ' ++  '  )
+ !
 
‰ Ê 1 "
  +"+    '  2

   "

"+

      !   

^&
Y        
  ! - +  )
+ 

'  #÷   !$

    )   ! 

) 3 !

   !!  
 
)    ' %
!
 

^
Y        

    
 !!  )!

  (

+"!+ 4!'    
  )!   ' )!"! 


  

     ( 
 !

  "  
! - 
‰ 

   (÷ 5 6 


‰    (÷ 5+
!)
( 
‰    (÷ 57
‰   +  (÷ 5 )+
!
    !
^^
‰ 

4 '   "!! ÷ 


 
    
   (  "+
 
       !

   

 
 (


  !  -  ++
      
? $ +,,
‰ 
    
 
3   )  
‰ ÷     - !
+
!))    ^
  -  !
 " 

  m 

  ,,
‰ 2 !2)) !6+
!)8)
‰ 298 67
‰ 2÷
 8 6 !!) !
‰ 2)  11  6+


‰ 2'' 44   ) 6÷  ) 
‰ 28)
! 1!6 #:$
‰ 27 )!6     
‰ 2 !8 !!
 6;   

^
ù

^