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° To know the different types of loans in Banking

sector.

° To study the Opportunity & Challenges of

government bank in loan sector.
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° rrimary Information collected by visiting 3

government banks and by meeting their managers .

° Secondary Information collected through internet .



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° Central Bank of India is one of the oldest commercial
banks of India.

° It is the first truly Indian bank which was totally

owned and established by Indian without any foreign
help.

° Sir Sorabji rockhanawala was the founder of the

bank.

° The first Chairman of the bank was Sir rherozesha

Mehta, a yet another Indian devotee .
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° In the year 1969 the bank was nationalized by the
Government of India .

° Central Bank of India has a strong presence in the country

with over 3000 branches .

° The headquarters of the bank are located in Mumbai, along

with 16 other zonal offices established in different cities of
the nation .
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° The State Bank of India (SBI) was established on 1

July 1955.

° The corporate center of SBI is located in Mumbai.

° The bank is having14 local head offices and 57 Zonal

Offices , located at major cities throughout India
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° Bank of Baroda is one of the most famous banks in
India

° On 19th of July 1969, Bank of Baroda was

nationalized by the Government of India .

° The bank offers a wide collection of modified and

specialized services to meet the various needs of its
customers
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° Bank loans are an excellent source of finance for short-
term and long-term credit needs.

° Borrowers typically qualify for bank loans on the basis

of their credit value.

° Most lenders fix interest rates on the basis of the

borrower·s credit rating.
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° Business Loans

° Student Loans

° Home Loans

° Car Loans
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° Construction Loan

° Loans for Small Business

° Loan Insurance

° Short Term Loans

° Marriage Loans India

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° Man-power rlanning

° Customer Relation

° Employee Training

° Employee training and motivation

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° Oe have conclude that public sector banks should

adopt new technology in loan sector.

° rublic sector banks should reduce there challenges

faced by them.