Highlights of Policy ICICI Lombard General Insurance Co. Ltd.

conditions coverage

Product Name Individual Personal Accident Insurance

1. Availability •The minimum entry age is 18 years and the maximum entry age is 70
years (age as on last birthday).
•The applicant can buy the policy for his spouse aged between 18-70
years .
•Renewable till the age of 70 years

2 . Sum Insured ICICI provides you with 4 easy Individual Personal Accident plans to
insure your personal safety available in
Rs. 3 Lakhs,
Rs. 5 Lakhs,
Rs. 10 Lakhs
and Rs. 20 Lakhs cover options.
 Highlights of Policy
conditions coverage ICICI Lombard General Insurance Co. Ltd.
Product Name Individual Personal Accident Insurance

3. Health Medical No health check-up required for policy issuance

Checkup

4. Additional Benefits
a. Repatriation of Is excluded from the policy. Only payable if extra premium is paid.
Remains

b. Education fund Not available.

 Highlights of Policy
conditions coverage ICICI Lombard General Insurance Co. Ltd.

Product Name Individual Personal Accident Insurance

c. Cumulative Bonus Not available

d. Loss of employment Not available

Additional Covers Not available

Territorial Limits World wide

Highlights of Policy
conditions ICICI Lombard General Insurance Co. Ltd.
coverage
Product Name Individual Personal Accident Insurance
Exclusions •Compensation/claim under more than one of the categories specified in
the Policy Coverage in respect of the same period of disablement of the
Insured Person.

•Claims arising from sickness/illness.

•Death, injury or disablement of Insured Person

(a) from intentional self-injury, suicide or attempted suicide;
(b) whilst under the influence of intoxicating liquor or drugs;
(c) whilst engaging in aviation or ballooning, or whilst mounting into, or
dismounting from or travelling in any balloon or aircraft other than as a
passenger (fare-paying or otherwise) in any duly licensed standard type of
aircraft anywhere in the world.
(d) directly or indirectly caused by veneral disease or insanity;
(e) arising or resulting from the Insured committing any breach of the law
with criminal intent.
Highlights of Policy
conditions ICICI Lombard General Insurance Co. Ltd.
coverage

Product Name Individual Personal Accident Insurance

( f )war, invasion, act of foreign enemy, hostilities (whether war be

declared or not) civil war, rebellion, revolution, insurrection, mutiny,
military or usurped power, seizure, capture, arrests, restraints and
detainment of all kinds.

(g) Nuclear weapon induced treatment.

(h) Childbirth or pregnancy or in consequence thereof

 Highlights of Policy
conditions coverage ICICI Lombard General Insurance Co. Ltd.

Product Name Individual Personal Accident Insurance

Classification of risk Not available

Payment of premium as per •In case of one year policy, premiums are payable as
Period of Insurance follows:
Upto 1 month – 25 % of annual premium
Upto 3 month – 50% of annual premium
Upto 6 month – 75% of annual premium
Exceeding 9 months –Full annual premium
 Highlights of Policy
conditions coverage ICICI Lombard General Insurance Co. Ltd.

Product Name Individual Personal Accident Insurance

Classification of risk Not available

Payment of premium as per •In case of one year policy, premiums are payable as
Period of Insurance follows:
Upto 1 month – 25 % of annual premium
Upto 3 month – 50% of annual premium
Upto 6 month – 75% of annual premium
Exceeding 9 months –Full annual premium
 ICICI Lombard General Insurance Co. Ltd.
Highlights of Policy
conditions coverage

Individual Personal Accident Insurance

Product Name

Notice of Claim Admissible claims will be settled by ICICI Lombard within 21 days
of receipt of all completed documents such as death certificate,
doctor's certificate, FIR, police report, etc.