Professional Documents
Culture Documents
Summary of Findings
Key Results
• “Border” Offices
2
Introduction
3
Key Objectives
Determine how employees assess their experiences within the
organization
4
Research Design
WHO : 547 employees (out of 724)
470 Total excluding border offices (out of 606)
6
Sample Structure (All Offices Except Border
Offices)
Eastern Region Offices 48 NCCI employee (employee, trainee,
Central Region Offices 73 Type of Marketing representative) 445
Western Region Offices 46 employment Other (employee of agency, part-time,
Place of Work
Corporate Head Office 115 contactor, outsourced) 25
Diplomatic Quarter 168 Male 453
Other ( Hospitals, Police stations, etc) 20 Gender
Female 17
Key Accounts 39 Saudi 300
Motor - Claims 56 Arab 102
Motor - Manafith 4 Nationality
Western Expatriate 7
Motor - Others 15 Eastern Expatriate 61
I.S.D 36 Grade 12 and above 40
P & C - Claims 22 Grade 8-11 130
P & C - Others 34 Grade 6-7 131
Medical & Takaful - Claims 31 Job Grade Grade 1-5 89
Medical & Takaful - Others 39 Non-graded (Traninne, MR,
CSC - 800 TMA's 23 Consultant, others) 80
Business Area
CSC - 800 Claims Help Line 13 Under 25 years 18
CSC - Policy Administration 30 25-29 years 117
Marketing & Sales (Sales Channels Offices Age 30-39 years 205
such as ; MR's, Franchisee, Agents and 40-49 years 103
Brokers) 45 50 years and above 27
Marketing & Sales (Management, Marketing Less than 1 year 35
Services, etc.) 19 1-5 years 187
HR & BS 18 Years of
5-10 years 131
Finance Assers Management 20 employment 10-15 years 85
Other (CEO's Office, Internal Audit, Legal & SMO) 26 15 years or more 32
7
Sample Structure (Border offices)
Place of Work Border Offices 77
Key Accounts 2
Motor - Manafith 71
Marketing & Sales (Sales Channels Offices
Business Area such as ; MR's, Franchisee, Agents and
Brokers) 3
Marketing & Sales (Management, Marketing
Services, etc.) 1
NCCI employee (employee, trainnee,
Type of Marketing representative) 74
employment Other (employee of agency, part-time,
contactor, outsourced) 3
Gender Male 77
Saudi 76
Nationality
Eastern Expatriate 1
Grade 6-7 1
Grade 1-5 1
Job Grade Non-graded (Traninne, MR, Consultant,
others) 75
Under 25 years 31
25-29 years 42
Age
30-39 years 3
40-49 years 1
Less than 1 year 25
Years of 1-5 years 50
employment 5-10 years 1
15 years or more 1
8
Program Background
9
Employee Commitment Model
Intent to Go the Recommend the Work performance
stay extra mile company (Motivation)
Employee Commitment
Trust, Decision
Personal
Teamwork Relationships Work Environment / Communication Making and
Development
Resources Empowerment
10
Commitment Index and Segments
The commitment index is a construct derived from several scientifically
validated attitudinal items in our survey
Combining attitudinal and behavioural responses, a commitment/retention
matrix is developed:
Advocate - positive disposition toward the organisation and the section
Strong - will continue
Vulnerable - may not continue
Company committed - positive disposition toward the organisation but not to the
section
Strong - will continue
Vulnerable - may not continue
Section committed - positive disposition toward the section but not to the
organisation
Trapped - will continue
High Risk - may not continue
Uncommitted - negative disposition toward the organisation and the section
Trapped - will continue
High Risk - may not continue
11
All Offices Except “Border”
12
Summary of Findings
13
Commitment Index & Segmentation - I
NCCI’s overall company commitment index (based on a 10 point scale) continues to
decline:
2006 5.16
2004 5.87
2003 6.81
A similar declining trend is also observed in the commitment index for ‘Total
excluding Border Offices’:
2006 5.12
2004 5.69
2003 6.67
By segment:
By Place of work: Other (Hospitals, Police Stations) have the highest commitment levels of
6.06 followed by Eastern region offices with 5.60, by Western region offices with 5.54,
Corporate Head Office at 5.49 and Central region with 5.33. The Diplomatic Quarter office
has the lowest commitment index, 4.40.
By Business area: Marketing & Sales and ISD indices are the highest. Business areas with
lower commitment indices are Medical & Takaful-Claims and CSC-800 Claims Help Line.
14
Commitment Index & Segmentation - II
By Segment (Continued):
By Gender: Males have a much higher commitment index (5.17) compared to females
(3.75)
By Nationality: Eastern Expatriates have the highest level of commitment (5.96), whereas
Saudis are at the lowest commitment level of 4.75. Moreover, the Saudi index is much
lower compared to the 2003 index (6.39) and 2004 (5.18).
By Job Grade: Non-Graded employees and employees in Grade 12 and above have the
highest commitment indices with 6.33 and 6.06 respectively, but lower compared to 2004
(6.70 and 7.99 respectively). The lowest was for the Grade 1-5 group with 4.41.
Age analysis: Commitment is higher amongst older age groups. The highest commitment
index was for 50+ year old (6.44), whereas the lowest was for under 25 year olds (4.38).
Year of employment analysis: Interestingly, the lowest commitment score was for
employees with 5-10 years (4.53) and the highest was for 15 years or more (6.76).
15
Commitment Index & Segmentation - III
Attitudinal Loyalty: Compared to 2004, employees are now more committed to
their section (56%) than to the company (44%).
Behavioral Loyalty (How many will stay): Approximately 2 out of 3 employees
(59%) plan to continue working at NCCI.
Commitment Segmentation: However, looking at attitudinal and behavioral loyalty
together, the commitment segmentation for NCCI shows the following profile:
30% Advocates: Positive disposition toward the organization and the section
Strong: This is the most desirable group and 24% employees at NCCI are committed
both to the company and the section and will continue for the next two years (30%
in 2004)
Vulnerable: This group comprises 6% of the total, and are those who probably for
extraneous reasons are not sure about continuing (8% in 2004)
14% Company Committed: Positive disposition toward the organization but not to the
section
Strong: 1 in 10 employees (11%) is committed to the company and will continue
(10% in 2004)
Vulnerable: 3% are not sure, therefore vulnerable and may leave if their concerns
are not met, particularly since they not favorably disposed to the section (5% in
2004)
16
Commitment Index & Segmentation - IV
Commitment Segmentation (Continued):
6% Section Committed: Positive disposition toward the section but not to the
organisation
Trapped: 3% of all employees feel trapped because they like the section and will
continue, though they are not committed to the organization (3% in 2004)
High Risk: this is a negligible and comprises 3% who are likely to leave because they
have issues with the company (2% in 2004)
50% Uncommitted: Negative disposition toward the organization and the section. This is
the least desirable segment and unless their concerns can be met, their commitment
levels to the company will not improve
Trapped: this group is uncommitted (21%). They however feel trapped in staying,
probably due to various situational and personal factors (17% in 2004)
High Risk: This group comprises 29% of the total; it is the weakest group and
includes those who are most likely to leave (25% in 2004)
17
The Most Important Factors Influencing Commitment
The key driver analysis indicates that the following are the most important factors that
need performance improvement to strengthen employee commitment levels:
– Fair treatment
– Decision making and delegation Primary Importance
– Employee benefits
– Motivation Secondary Importance
– Appreciation of employee ideas/contributions
– Work standards
– Training & Development
– Care, concern and respect
– Teamwork
– Creating feeling of accomplishment
The key driver analysis also indicates that the following are the most important factors
that need to be maintained to prevent any deterioration in employee commitment:
– Reputation NOTE: Priorisation of improvement and maintenance
– Satisfaction with day-to-day activities are shown in the recommendation section, which
– Relationship with colleagues takes into account a combination of the importance
– Creating feeling of accomplishment of the attribute (if it is a key driver on commitment)
– Work standards and the level of employee performance on this attribute.
18
Executive Summary
Employee commitment (expressed by an Index) is much lower compared to the
2003 and 2004 indices.
The current year’s commitment index is much lower tha the lowest commitment
index (normative/benchmark) of other employees commitment surveys conducted
in Saudi Arabia.
There is a need to take strategic improvements measures which can improve the
commitment levels of NCCI employees.
A major difference compared to 2004 is that employees are now more committed
to their sections than to the Company.
Approximately one third (30%) of all employees are “advocates” (committed to the
company and to their Section) but an even larger number (50%) are
“uncommitted”
Overall, areas for priority improvement include: “fair treatment”, “decision making
and delegation”, “employee benefits” and “motivation”.
19
Key Performance Indicators
• Commitment Index
• Employee Commitment Segmentation
20
Summary: Commitment Index
Place of Work: Amongst the various places of work, Other (Hospitals,
Police Stations) has the highest commitment index (6.06) whereas the
Diplomatic Quarter has the lowest (4.40).
Age and Years of Employment: The youngest age group under 25 year
olds and those with 5-10 years in the company are less committed than the
company average.
21
Employee commitment index – Normative comparison
Norms from other Saudi Arabia Employee Surveys
7
Highest 8 7 7
6 6 6
7
5 5 5
6 4 4
4 6.88
3 6.81
5.16 5 7.28 3 6.21 3 5.49
2 2 2
Lowest 4
1 1 1
3
2
Base : 547 563 11782 1582
22
Total Company Commitment Index:
Total excluding Border
Total NCCI Border Offices Offices
10 10 10
9 9 9
8 8 8
7 7 7
Highest
6 6 6
5 5 5
Total
4 4 4 commitment
index
3 5.16 3 5.12 3 5.41
Lowest
2 2 2
1 1 1
9 9 9 9
8 8 8 8
7 7 7 7
Highest
6 6 6 6
5 5 5 5 Total excl.
Border
4 4 4 4 Offices
commitment
3 3 3 3
Lowest index
5.12 5.60 5.33 5.54
2 2 2 2
1 1 1 1
Base : 470 48 73 46
9 9 9 9
8 8 8 8
7 7 7 7
Highest
6 6 6 6
5 5 5 Total excl.
5
Border
4 4 4 4 Offices
commitment
3 3 3 index
Lowest 3
1 1 1 1
9 9 9 9 9
8 8 8 8 8
7 7 7 7 7
Highest
6 6 6 6 6
5 5 5 5 5 Total excl.
Border
4 4 4 4 4 Offices
commitment
3 3 3 5.633 3
Lowest index
2 5.12 2 5.10 2 4.35 2 4.50 2 6.22
1 1 1 1 1
Base : 470 39 56 15 36
9 9 9 9 9
8 8 8 8 8
7 7 7 7 7
Highest
6 6 6 6 6
5 5 5 5 5 Total excl.
Border
4 4 4 4 4 Offices
commitment
3 3 3 3 3
Lowest index
2 5.12 2 5.34 2 4.34 2 4.03 2 4.87
1 1 1 1 1
Base : 470 22 34 31 39
9 9 9 9 9
8 8 8 8 8
7 7 7 7 7
Highest
6 6 6 6 6
5 5 5 5 5 Total excl.
Border
4 4 4 4 4 Offices
commitment
3 3 3 3 3 index
Lowest
2 5.12 2 4.62 2 4.13 2 4.96 2 6.83
1 1 1 1 1
Base : 470 23 13 30 45
9 9 9 9 9
8 8 8 8 8
7 7 7 7 7
Highest
6 6 6 6 6
5 5 5 5 5 Total excl.
Border
4 4 4 4 4 Offices
commitment
3 3 3 3 3
5.12 Lowest 6.51 5.35 5.19 4.81 index
2 2 2 2 2
1 1 1 1 1
Base : 470 19 18 20 26
9 9 9
8 8 8
7 7 7
6 Highest 6 6
5 5 5 Total excl.
Border
4 4 4 Offices
commitment
3 3
3 5.12 5.17 index
Lowest 2 2
2 3.75
1 1 1
9 9 9
8 8 8
7 7 7
Highest
6 6 6
Total excl.
5 5 5
Border
4 4 4 Offices
commitment
3 Lowest 3 3 index
5.12 5.04 6.55
2 2 2
1 1 1
9 9 9 9 9
8 8 8 8 8
7 7 7 7 7
6 6 6 6 6
Highest
5 5 5 5 5 Total excl.
Border
4 4 4 4 4 Offices
commitment
3 3 3 3 3
index
2 5.12 Lowest 2 4.75 2 5.63 2 5.89 2 5.96
1 1 1 1 1
32
Total Company Commitment Index: By Job Grade
Total excluding Grade 12 Grade Grade Grade Non-graded
Border Offices and above 8-11 6-7 1-5
10 10 10 10 10 10
9 9 9 9 9 9
8 8 8 8 8 8
7 7 7 7 7 7
Highest
6 6 6 6 6 6
5 5 5 5 5 5
Total excl.
4 4 4 4 4 Border
4
Offices
3 3 3 3 3 3 commitment
Lowest 6.06 5.10 4.59 4.41 6.33 index
2 5.12 2 2 2 2 2
1 1 1 1 1 1
9 9 9 9 9 9
8 8 8 8 8 8
7 7 7 7 7 7
Highest
6 6 6 6 6 6
5 5 5 5 5 5 Total excl.
Border
4 4 4 4 4 4 Offices
3 commitment
3 4.61 3 5.96 3 4.53 3 5.51 3 6.76
Lowest 5.16 index
2 5.12 2 2 2 2 2
1 1 1 1 1 1
Place of Work: The Diplomatic Quarter and the Central Region exhibit
the lowest number of Advocates and the highest number of uncommitted
employees
Business Area: Employees in Marketing & Sales, as well as ISD are more
positive towards the company and section (Advocates). However, the
CSC-800 Claims Help Line and HR & BS should be targeted for
strengthening the relationship with the company as only 15% and 12%
respectively of the employees are Advocates.
Job Grade: Non-Graded employees and Grade 12 and above have the
highest number of Advocates (43% each), while Grades 1-5 and Grades 6-
7 have the lowest (22% and 23% respectively)
Age and Years of Employment: The 50+ age group and 15 years of
employment group have the highest number of advocates (41% each)
36
Employee commitment segmentation Company
committed Advocate
Company committed Advocate
Vulnerable Vulnerable
5% 8%
Vulnerable Vulnerable Strongly Strongly
2004
Commitment to company
3% 6% 10% 30%
17% 3%
Strongly Strongly Trapped Trapped
25% 2%
11% 24% High Risk High Risk
Uncommitted Section
committed
Company
committed Advocate
Vulnerable Vulnerable
5% 5%
21% 3% Strongly Strongly 2003
Trapped Trapped 16% 39%
29% 3%
May Not continue High Risk High Risk 18% 4%
Trapped Trapped
11% 2%
Uncommitted Section committed
Will continue
High Risk High Risk
77 10 13
I care about NCCI as if it was my 84 88
own business
41 21 38
77 11 12
I care about my section as if it 82 77
was my own family
31 21 48
40
Work-Related Behaviors
Top 2-Box
2004 2003
* **
I plan to be working at NCCI for at least 64 18 18
67 76
another 2 years from now
85 8 7
At work, I am personally committed to 90 90
do more than my job
60 23 17
50 50*** 40***
48 58** 50 39**
44***
38 52**
25
I plan to be working At work I often do things I would be glad to At NCCI, I feel highly
at NCCI for at least that are “above and recommend NCCI motivated to do my
2 years from now beyond the call of duty” as a good place to work work well
43
Key Driver (Potential/Risk) Analysis
Employee Commitment - I
Maintain Improvement
Current Performance Opportunities
59 39
Work Standards
66 32
Creating Feeling of Accomplishment
42 45
Motivation
67 18
69 Fair Treatment 13
43
Reputation 30
20 45
Care, Concern and Respect
39 28
Decision Making and Delegation
17 41
Teamwork
Employee Benefits
35 26
Organizational Effectiveness
44 18
Relationship with Direct Boss
59 4
Relationship with Colleagues
30 26
Work Environment
18 35
Appreciation of Employee
22 27
Ideas/Contributions
40 10
Training & Development
33 4
Work / Job Resources
23 10
Having a Well-Defined Job
Communication
46
Recommendations
Prio
Fair treatment
Decision makin
47
Recommendations Drilldown - Areas to Improve
Priority Improvements
Fair Treatment Employee Benefits
Promotions are based on job performance
A lot of decisions are bared on favoritism Salary increments and promotions are fair and based on merit only
Policies and procedures that affect employees are non- I believe that the pay I get for my work is fair
discriminatory and fair. NCCI provides competitive benefits for its employees and their families
The way policies & procedures are applied is fair and just.
Employees are consulted about issues that directly affect them. Motivation
The climate of anxiety and fear makes employees hide their mistakes
or blame others
Decision making and Delegation
I often have a reason to worry about my job security.
Delegated authority is based only on the competence of the
I have a colleague who inspires me to do better.
employee
Employees are coached to take more responsibility in decision-
making
I don’t have the authority to do my job
I am given the freedom to make my own decisions at work
48
Recommendations Drilldown - Areas to Improve
Other Improvements
Appreciation of employee ideas/ contribution Teamwork
Employees are rewarded for creative ideas and innovations. Without being asked, employees go out of their way to help
colleagues with their work
There is a process that encourages employees to offer comments
and ideas. I am treated as an equal player in the team
Employee’s good ideas are put into practice.
If you express ideas or suggestions then managers think you are a
troublemaker.
Creating feelings of accomplishment
I am often given tasks for which I do not have the necessary skills
My direct boss acknowledge when I’ve done a good job
Work standards
At NCCI production comes first, then quality
Employees see policies and procedures as a source of frustration
and annoyance
Work habits deteriorate when the boss is absent
50
NCCI Work Factors
51
Performance of NCCI’s Work Factors
Performance % Performance %
Top 2-Box Top 2-Box
93
Relationship with Colleagues Organizational Effectiveness
53
87
53
Having a well-defined job
Teamwork
82
48
Reputation
76 Work Environment
43
Work/ Job Resources 75
Motivation 39
Satisfaction with day to day activities 66
Training & Development 29
Relationship with the Direct Boss 65
27
63 Employee Ideas/Contributions
Communications
55 25
Creating Feelings of Accomplishment Decision making & Delegation
54 25
52
Performance of NCCI’s Work Factors:
2006 vs. 2004 and 2003 - I
2006 Top 2-Box
Performance % 2004 2003
Top 2-Box
* **
93 94
Relationship with Colleagues 94
87
Having a well-defined job 91 90
82
Reputation 86 82
76
63 66 66
Communications
55
Creating Feelings of Accomplishment 68 71
54
Work Standards 68 63
53
Teamwork 62 55
48
Work Environment 63 60
43
Motivation 47 45
39
53 39
Training & Development 29
Employee Ideas/Contributions 27 44 38
25 34
Decision making & Delegation 44
25
Employee Benefits 29 39
Fair treatment 38 31
55
Summary of Findings
56
Commitment Index & Segmentation - I
NCCI’s overall company commitment index (based on a 10 point scale) continues
to decline:
2006 5.16
2004 5.87
2003 6.81
Commitment index for ‘Border Offices’ also depicts a significant declining trend:
2006 5.41
2004 7.24
2003 7.89
By Segment
By Age: Commitment is higher amongst 25-29 years (6.49) compared to under 25 years
(4.27).
By Year of employment: Lowest commitment score was for employees with less than 1
year (5.700 compared to 1-5 years (5.28).
57
Commitment Index & Segmentation - II
Attitudinal Loyalty: Employees are more committed to the Company (52%)
compared to their section (48%).
Behavioral Loyalty (How many will stay): The number of employees who plan on
continue working at NCCI are around 2 out of 5 (39%).
Commitment Segmentation: However, looking at attitudinal and behavioral loyalty
together, the commitment segmentation for NCCI shows the following profile:
31%Advocates: Positive disposition toward the organization and the section
21%Company Committed: Positive disposition towards the organization but not to the
section
12%Section Committed: Positive disposition towards the section but not to the
organization
36%Uncommitted: Negative disposition towards the organization and the section. This is
the least desirable segment and unless their concerns can be met, their commitment
levels to the company will not improve
58
Most Important Factors Influencing Commitment
From the key driver analysis, the most important factors that need performance
improvement to strengthen employee commitment levels, are the following:
– Employee benefits
– Fair treatment
– Decision making and delegation Primary Importance
– Organizational effectiveness
– Motivation Secondary Importance
– Work environment
– Care, concern and respect
– Creating feeling of accomplishment
From the key driver analysis, the most important factors that need to be maintained to
prevent any deterioration in employee commitment, are the following:
– Having a well defined job
– Reputation
– Relationship with colleagues NOTE: Priorisation of improvement and maintenance
are shown in the recommendation’s section, which
– Satisfaction with day to day activities
takes into account a combination of the importance
of the attribute (if it is a key driver on commitment)
and the level of employee performance on this attribute.
59
Key Performance Indicators
• Commitment Index
• Employee Commitment Segmentation
60
Total Company Commitment Index:
Total excluding Border
Total NCCI
Border Offices Offices
10 10 10
9 9 9
8 8 8
7 7 7
Highest
6 6 6
5 5 5
Total
4 4 4 commitment
index
3 5.16 3 5.12 3 5.41
Lowest
2 2 2
1 1 1
Base : 31 42
77
6.65 7.70
2004 index: 7.24
6
Highest 6 6
5 5 Border
5
Offices
4 4 4 commitment
index
3 3 3
5.41 Lowest 5.70 5.28
2 2 2
1 1 1
Base : 77 25 50
12% 33%
Strongly Strongly 6% 4%
Trapped Trapped
13% 1%
12% 14%
High Risk High Risk
Uncommitted Section
committed
Company
committed Advocate
Vulnerable Vulnerable
6% 13%
10% 3%
Trapped Trapped
Strongly Strongly 2003
16% 48%
26% 9%
May Not continue
High Risk High Risk 8% 2%
Trapped Trapped
Uncommitted Section committed 7% 0%
Will continue
High Risk High Risk
Commitment to section Uncommitted Section
64
committed
Commitment Towards NCCI
Top 2-Box
2004 2003
* **
I have very strong positive 70 14 16
91 92
feelings towards NCCI
82 8 10
I care about NCCI as if it was my 94 99
own business
66 8 26
76 13 11
I care about my section as if it 89 77
was my own business
36 14 50
67
Work-Related Behaviors
Top 2-Box
2004 2003
* **
I plan to be working at NCCI for at least 44 13 43 64 71
another 2 years from now
73 12 15
At work, I am personally committed to 72 84
do more than my job
60 22 18
I would be glad to recommend NCCI as
80 74
a good place to work
69 19 12
69***
56***
50 77** 79**
56 54 58***
46 40**
25 47*** 53***
31 45**
31 50**
70
Key Driver (Potential/Risk) Analysis
Employee Commitment - I
Maintain Improvement
Current Performance Opportunities
72 54
Organizational effectiveness
78 26
Reputation
56 51
71
Work standards
27
74 Motivation 20
79 12
Relationship with colleagues
67 22
Having a well-defined job
58 28
Satisfaction with day-to-day activities
33 56
Care, concern and respect
Fair treatment
22 61
Employee benefits
26 54
Decision making and delegation
40 26
Work / Job resources
40 15
Communication
19 29
Work environment
15 22
14
Appreciation of employee
19
ideas/contributions
19 7
Training & development
11 8
Relationship with direct boss
Teamwork
73
Recommendations
Pri
Employee bene
Decision makin
74
Recommendations Drilldown - Areas to Improve
Priority Improvements
Fair Treatment My PMS discussions with my direct boss are frequent and effective
75
Recommendations Drilldown - Areas to Improve
Other Improvements
76
Recommendations Drilldown –
Areas to Maintain
Maintain
77
NCCI Work Factors
78
Performance of NCCI’s Work Factors
Performance % Performance %
Top 2-Box Top 2-Box
88
Having a well-defined job Teamwork
58
80
55
Relationship with Colleagues
Motivation
77
54
Satisfaction with day to day activities
77 Work Standards
43
Reputation 75
Training & Development 43
Relationship with the Direct Boss 74
Employee Ideas/Contributions 42
Creating Feelings of Accomplishment 74
41
70 Work Environment
Communications
62 31
Fair treatment
Care, Concern & Respect
61 29
79
Performance of NCCI’s Work Factors:
2006 vs. 2004 and 2003 - I
2006
Top 2-Box
Performance %
Top 2-Box 2004 2003
* **
88
Having a well-defined job 96 97
80
Relationship with Colleagues 97 100
77
Satisfaction with day to day activities 89 83
77
Reputation 75 86 91
Organizational Effectiveness 71 58
Work Standards 78 58
43
Employee Ideas/Contributions 65 38
42
41
Work Environment 49 46
31
Fair treatment 49 56
29
Decision making & Delegation 42 39
27 22
Employee Benefits
82
83