LICs

BIMA BACHAT
( PLAN NO. 175 ) A LUMP SUM INVESTMENT PLAN WITH GUARANTEED RETURNS & MUCH MORE

SPECIAL ATTRACTIONS
Single Premium / Lump Sum payment Plan.

Return of Single Premium with One Time LOYALTY ADDITION (if any) payable on Maturity. Payment of Money Back / Survival Benefits after regular intervals during term of policy
Life Insurance Cover Benefit. Loan & Assignment Facility. Surrender Value payable after 1 year.

SPECIAL ATTRACTIONS
Rebate in Premium for High Sum Assured. Easy Liquidity. SB paid not deducted from Mty. benefits. Age 15 to 66 Years ; Min. SA Rs.20,000/ Life Cover for Full Sum Assured during whole term of the Policy. NO MEDICAL FOR ALL SUM ASSURED. Completed on the basis of DGH. AGE PROOF NSAP proof ACCEPTABLE.

ELIGIBILTY CONDITIONS
Minimum Age (Completed) at Entry : 15 Years

Maximum Entry Age : 66 Years (Age Near Birthday)

Maximum Maturity Age : 75 Years ( NBD )

Policy Term: 9, 12 & 15 Years Minimum S.A.: Rs.20,000/ Maximum S.A.: No Limit. Sum Assured in Multiples of Rs.5000/-

SURVIVAL BENEFITS
On Policy Holder surviving the term Money Backs / Survival Benefits payable are as under: For 9 year policy term - 15% of the S.A. at the end of 3rd and 6th Policy year. For 12 year policy term - 15% of the S.A. at the end of 3rd, 6th & 9th policy year. For 15 year policy term - 15% of the S.A. at the end of 3rd, 6th, 9th & 12th policy year.

MATURITY & DEATH CLAIM BENEFIT MATURITY BENEFITS: On the policyholder surviving the full policy term full Single Premium paid (Excl. extra premium paid, if any) alongwith loyalty additions (if any) shall be payable. DEATH CLAIM BENEFITS:

On the death of policy holder during the term of the policy an amount equal to the Sum Assured is payable.

LOYALTY ADDITION

Loyalty Addition shall be payable at the time of maturity depending upon the experience of the Corporation.

REBATES
No Rebate for Mode of payment Rebates for High Sum Assured: (% Rebate on Tabular Premium) Less than Rs.50, 000 No Rebate Rs.50,000 to less than 1 Lac: 5% Rs. 1 Lac to less than 2 Lac : 7% Rs. 2 Lac and more : 8%

AGENTS COMMISSION

Agents/ Corporate Agents / Brokers shall be paid 2% of the Single Premium as commission.

BENEFIT ILLUSTRATION - 1

Age at entry : 35 Years

S. A. : Rs. 1 Lac

Policy Term : 15 Years

Single Prem. : Rs.75,195/-

BENEFIT ILLUSTRATION - 1
Year 2009 2012 Single Premium Rs.75,195/-Survival Benefit -Rs.15,000/Maturity Benefit ---

2015 2018 2021

2024 Total

----Rs.75,195/-

Rs.15,000/Rs.15,000/Rs.15,000/-Rs.60,000/-

---Rs.75,195/- & Loyalty Addition Rs.75,195/- & Loyalty Addition

BENEFIT ILLUSTRATION 2

Age at entry : 35 Years

S. A. : Rs. 1 Lac

Policy Term : 12 Years

Single Prem. : Rs.72,145/-

BENEFIT ILLUSTRATION - 2
Year 2009 2012 2015 2018 2021 Single Premium Rs.72,145/----Survival Benefit -Rs.15,000/Rs.15,000/Rs.15,000/-Maturity Benefit ----Rs.72,145/& Loyalty Addition

Total

Rs.72,145/-

Rs.45,000/-

Rs.72,145/& Loyalty Addition

BENEFIT ILLUSTRATION - 3

Age at entry : 35 Years

S. A. : Rs. 1 Lac

Policy Term : 09 Years

Single Prem. : Rs.67,058/-

BENEFIT ILLUSTRATION - 3
Year Single Premium Survival Benefit Maturity Benefit ---

2009 2012

Rs.67,058/--

-Rs.15,000/-

2015
2018

---

Rs.15,000/--

-Rs.67,058/- & Loyalty Addition

Total

Rs.67,058/-

Rs.30,000/-

Rs.67,058/- & Loyalty Addition