Session 3: Gender issues in entrepreneurship

Dr. Rama Deshmukh

Chapter 3
Women and Minorities
Women-owned businesses are one of the fastest-growing sectors 30% of all businesses are majority owned by women, with 18% equally owned by men and women.
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WOMEN ENTREPRENEURSHIP Contd

Problems faced by women entrepreneurs

Lack of self-confidence Male-dominated society Low risk-bearing capacity Lack of encouragement from family Discrimination in upbringing Role conflict Lack of education Low mobility Problem of access to finance Stiff competition

WOMEN ENTREPRENEURSHIP
Contd

SCHEMES FOR WOMEN ENTREPRENEURS

SBI Stree Shakti Package IDBIs Mahila Udyam Nidhi (MUN) Scheme SIDBIs assistance for women entrepreneurs Bank of Indias Priyadarshini Yojana

FINANCE SCHEMES FOR WOMEN ENTREPRENEURS

Mahila Udyam Nidhi Scheme

Purpose The Maharashtra State Financial Corporation (MSFC) operates a special scheme called Mahila Udyam Nidhi (MUN) scheme, with a view to encourage women entrepreneurs to establish their own projects. Eligibility New Projects in the tiny and small scale industries sector promoted and managed by women entrepreneurs are eligible for assistance. Project Cost The project cost comprising of cost of fixed assets, margin money for working capital, preliminary and preoperative expenses and contingencies should not exceed Rs.10.00 Lakhs. For further details please contact nearest Regional Offices of MSFC in Maharashtra.

Stree Shakti Scheme by State Bank of India

 Schemes by Mahila Arthik Vikas Mahamandal (MAVIM)

For further details please contact : Mahila Arthik Vikas Mahamandal (MAVIM), Griha Nirman Bhavan (MHADA), Mezzanine Floor, Bandra (E) Mumbai 400051, India. Tel :(91-22) 6435574/6435629/6435728 Fax :(91-22) 6435728/6435574

Priya Darshini Scheme by Bank of India (BoI)

For further details please contact nearest branch of Bank of India

Women Entrepreneurs can also take benefit of :P.M.R.Y. (Prime Minister's Rozgar Yojana)
ProjectCost upto Rs.20.00 Lacs Seed Money Scheme Project Cost upto Rs.10.00Lacs National Equity Fund Project Cost upto Rs.50.00 Lacs DIC Loan Scheme Project Cost upto Rs.2.00 Lacs

RURAL ENTREPRENEURSHIP

RURAL INDUSTRIES UNDER KVIC PURVIEW

ADVANTAGES OF RURAL INDUSTRIALIZATION MAJOR CHALLENGES IN THE WAY OF DEVELOPMENT OF RURAL INDUSTRIES

RURAL ENTREPRENEURSHIP
Contd

RECOMMENDATIONS TO BOOST UP RURAL ENTREPRENEURSHIP ENTREPRENEURSHIP THROUGH POVERTY ALLEVIATION PROGRAMMES EXCERPTS FROM FORMER PRIME MINISTERS ADDRESS ON YOUTH ENTREPRENEURSHIP AND EMPLOYMENT

Chapter 3
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Questions?
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